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2006, 09-28 Permit App: 06003782 Addition
Project Number: 06003782 Inv: 1 Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Date: 9/28/2006 Page 1 of 3 Project Information: Permit Use: ADDING BEDROOM, BATH & CLOSET TO Contact: M & M CONSTRUCTION GARAGE, ADDING UP Address: 10819 NINE MILE RD C - S - Z: NINE MILE FALLS, WA 99026 Setbacks: Front Left: Right: Rear: Phone: (509) 993 -2199 Group Name: Site Information: Project Name: Plat Key: Name: Range District: East Parcel Number: 55182.3501 Block: SiteAddress: 1525 N ARC CT Location:: CSV Zoning: UR -3.5 Water District: Urban Residential 3.5 Area: 11,040 Sq Ft Width: 0 Nbr of Bldgs: 0 Nbr of Dwellings: 0 Review Information: Lot: Owner: Name: TAYLOR, JEREMY J/HARRIS, KR Address: 1525 N ARC ST GREENACRES, WA 99016 Hold: ❑ Depth: 0 Right Of Way (ft): 0 Review Flood Plain Released By: Building Plan Review Originally Released: 9/28/2006 By: amblake Released By: Driveway /Approach Originally Released: 9/27/2006 By: TMELBOU Released By: 1 Originally Released: 9/28/2006 By: amblake Landuse /Zoning/HE Conditions Release Originally Released: 9/25/2006 By: mharnois Operator: AMB Printed By: AMB Print Date: 9/28/2006 Project Number: 06003782 Inv: 1 Application Date: 9/28/2006 Page 2 of 3 THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Sewer Review Released By: Originally Released: 9/28/2006 By: amblake "wswe mom; Permits: , Building Permit Contractor: M & M CONSTRUCTION Finn: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 This Application: Total Project: Description Grp Type Notes Sq Ft Valuation Sq Ft Valuation 1 &2 FAMILY R -3 VB BDRM/BAT 0 $12,000.00 0 $12,000.00 H/CLOSET Totals: 0 $12,000.00 0 $12,000.00 Item Description Units Unit Desc Fee Amount RESIDENTIAL PERMIT FEE 1 SELECT $209.25 WSBC SURCHARGE 1 SELECT $4.50 SF PLNS RVW < 7999 SQ FT 1 SELECT $83.70 Permit Total Fees: Mechanical Permit $297.45 Contractor: M & M CONSTRUCTION Firm: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 Item Description VENTILATING FANS Units Unit Desc Fee Amount 1 NUMBER OF $10.00 Permit Total Fees: $10.00 Plumbing Permit Contractor: M & M CONSTRUCTION Firm: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 Item Description Units Unit Desc Fee Amount TOILETS/BIDETS 1 NUMBER OF $6.00 SINKS 1 NUMBER OF $6.00 SHOWERS 1 NUMBER OF $6.00 Permit Total Fees: $18.00 Operator: AMB Printed By: AMB Print Date: 9/28/2006 Project Number: 06003782 Inv: 1 Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Date: 9/28/2006 Notes: 44101=6.1V.IIMEMMVSMEMSWANEaAMIABW, ahsumgamonsiso,==sasxmgesgy.kinaari,..-vgasmnr.. .1., All driveway approaches to be constructed per Spokane County Standards as adopted by the City of Spokane Valley. Minimum of 7.5' from each property line, 5' from crosswalks or intersection curb and minimum of 15' of separation between any two approaches. Flat portion of a residential approach to be minimum of 16' wide, maximum of 30' wide and combined approach width not to exceed 50% of total frontage. (A) ❑THE BULDING OFFICIAL IS AUTHORIZED TO REQUIRE THE PERMIT APPLICANT TO PROVIDE FEE REIMBURSEMENT TO THE CITY OF SPOKANE VALLEY FOR ANY PROFESSIONAL SERVICES REQUIRED OUTSIDE OF CITY STAFF REVIEW. (B) ❑SOME EXAMPLES OF POTENTIAL OUTSIDE RESOURCES INCLUDE PLAN REVIEW, CONSTRUCTION INSPECTION AND SURVEYING. Payment Summary: Permit Type Building Permit Mechanical Permit Plumbing Permit Fee Amount Invoice Amount $297.45 $297.45 $10.00 $10.00 $18.00 $18.00 Amount Paid $0.00 $0.00 $0.00 Amount Owing $297.45 $10.00 $18.00 $325.45 $325.45 $0.00 $325.45 Page 3 of 3 Disclaimer: Submittal of this application certifies the owner (or person(s) authorized by the owner) has both examined and finds the information contained within to be true and correct, and agrees that all provisions of laws and/or regulations governing this type of work will be complied with. Subsequent issuance of a permit shall not be construed to be a permit for, or an approval of, any violation of any of the provisions of the code or of any other state or local laws or ordinances. Signature: Operator: AMB Printed By: AMB Print Date: 9/28/2006 Project Number: 06003782 Inv: 1 Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Date: 9/20/2006 Page 1 of 2 Project Information: Permit Use: ADDING BEDROOM, BATH & CLOSET TO GARAGE, ADDING UP Setbacks: Front Left: Right: Rear: Site Information: AZR1, Mg' Plat Key: Name: Range Contact: M & M CONSTRUCTION Address: 10819 NINE MILE RD C - S - Z: NINE MILE FALLS, WA 99026 Phone: (509) 993 -2199 Group Name: Project Name: District: East Parcel Number: 55182.3501 SiteAddress: 1525 N ARC CT Location:: CSV Zoning: UR -3.5 Water District: Area: 11,040 Sq Ft Block: Lot: Owner: Name: TAYLOR, JEREMY J/HARRIS, KR Address: 1525 N ARC ST GREENACRES, WA 99016 Urban Residential 3.5 Width: 0 Nbr of Bldgs: 0 Nbr of Dwellings: 0 Review Information: Review Flood Plain Hold: ❑ Depth: 0 Right Of Way (ft): 0 Released By: Building Plan Review Released By: M cif r7 d Driveway /Approach Released By: Landuse /Zoning/HE Conditions Released By: Sewer Review Released By: Operator: AMB Printed By: AMB Print Date: 9/20/2006 Project Number: 06003782 Inv: 1 Permits: Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Date: 9/20/2006 Page 2 of 2 Contractor: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 Building Permit Firm: M & M CONSTRUCTION Mechanical Permit Contractor: M & M CONSTRUCTION Firm: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 Contractor: M & M CONSTRUCTION Address: 10819 NINE MILE RD Phone: (509) 993 -2199 NINE MILE FALLS, WA 99026 Plumbing Permit Firm: M & M CONSTRUCTION Notes: . -, Payment Summary: Disclaimer: Submittal of this application certifies the owner (or person(s) authorized by the owner) has both examined and finds the information contained within to be true and correct, and agrees that all provisions of laws and /or regulations governing this type of work will be complied with. Subsequent issuance of a permit shall not be construed to be a permit for, or an approval of, any violation of any of the provisions of the code or of any other state or local laws or ordinances. Signature: Operator: AMB Printed By: AMB Print Date: 9/20/2006 Permit Ce 11707 E S..};i eA�u (f 6 SalleY Spokane �rr�� (509)688 FAX: (509)688 -D3 www.spo evalle , Residential ConstructI "V kg a Permit Application Community Development PERMIT NUMB ER:31 O ?/ PERMIT FEE: Nt-Construction ❑ Accessory Bldg Addition/Remodel ❑ Deck ❑ Other: SITE ADDRESS /5Z5 iv. '4rc S t-• t L U, lfL iii 66(6a ASSESSORS PARCEL NO: LEGAL DESCRIPTION: Building owner Name: Ik a'(,e,t M M,c- -P -Is&A Name: `jerCw i V..r( wr.. Tait. ty..— Address: (S2 s a..) A V`i__ s (- City: po-U> l)a.(1,7 Zip: 9c1 (2l (p Phone: 93 (I( - S Y X' -7 - Fax: Contact Person Name: Phone: r2 k - (2 k`( Describe the scope of work in detail: _Contractor Name: Ik a'(,e,t M M,c- -P -Is&A Address: j bcf t9 ,t M, LAk., Aka 4 Rc k City: Mir 14, 6.A,t.2 ctalS Zip: `PQo 2-4.c Phone: 9 `1 3 - Z ter, Fax: — Lic No: M•t■At of f-1ot IS)Exp. Date: Si S (e City Business Lic No: qq$—Y38 a, Cost of Project: $ )24,00 ni 66, ,,,�, - � a. ei? (C bouLe h { : to - * * * * * * * * * * ** Acl t.E.-i 25s ' /z. 1c -z 19' The e lowing MUST b complete: (write l /A if not ap hcable) * * * * * * * * * * * * * * ** HEIGHT TO PEAK: a2 DIMENSIONS: ' r o x(3is i...0- P # OF STORIES: a. TOTAL HABITABL�SPACE: ! /Gc? MAIN FLOOR TO SQ. FTG: ` 5 5 2Nu FLOOR SQ. FTG: AJt 63e l .q- • UNFIN BASEMENT SQ. FTG: k (/I' IMPERVIOUS SURFACE AREA: , ` 14. FINISHED BASEMENT SQ. FTG: lDq(Q GARAGE SQ. FTG: - -' (dZ1 • DECK/COV. PATIO SQ. FTG: k) 14 30% SLOPES OA P r • -. RTY: IV (,T- # OF BEDROOMS: 9.. nier9 n►eeCo CONSTRUCTION TYPE: Ataj, i-t trv1 HEAT SOURCE: Ec ae)006,- tit S WER R SEPTIC? The permitee verifies, acknowledges and agrees by their signature that: 1) If this permit is for construction of or on a dwelling, the dwelling is /will be served by potable water. 2) Ownership of this City of Spokane Valley Permit inure to the property owner. 3) The signatory is the property owner or has permission to represent the property owner in this transaction. 4) All construction is to be done in full compliance with the City of Spokane Valley Development Code. Referenced codes are available for review at the City of Spokane Valley Permit Center. 5) This City of Spokane Valley Permit is not a permit or approval for any violation of federal, state or local laws, codes or of ' ances. la . additional information may be required to be submitted, and subsequently approved before this application can b rocesse�r r Signature �. Method of Payment: ( ❑ Cash / Bankcard #: Authorized Signature: REVISED 8/25/2005 Date / /(k (0(a axed • 'rmit applications will only be accepted with major bankcard) Check ❑ Mastercard ❑ VISA Expires: VIN #: ❑ Other Spokane Valley 11707 E Sprague Ave Suite 106 • Spokane Valley WA 99206 509.921.1000 • Fax: 509.921.1008 • cityhall@spokanevatley.org Residential Plan Submittal Minimums ❑ Completed Building & Mechanical application with: Accurate address, Parcel Number and /or Legal Description, description of work, owner and contractor information, signature, and date. ❑ Two sets of plans including Site Plan, elevations, floor plans, foundation plans With details, roof plan, framing plans & details. ❑ Show the height of any proposed buildings or accessory structures. ❑ Floor plan for each floor: Dimension to scale (minimum 1/8 ") and label each Room (including sq. footage of house and garage on plans) Show each level of existing house and square footage of any additions. ❑ All braced wall panel types: show locations and details of installation, including engineered design. ❑ Egress windows: Provide at least one window or exterior door approved for Emergency escape or rescue from a basement and in every room for sleeping. ❑ Smoke detector locations ❑ 22" X 30" attic access location ❑ 18" X 24" crawl space access: ❑ One -hour separation detail: between house and garage ❑ Floor framing details: Joist type, size, spacing and installation details ❑ Roof framing plan and details ❑ Furnace and hot water heater location. ❑ All header locations: type, size, and connections ❑ Foundation plan ❑ Insulation information Spokane ��Mdley Community Development 11707 E Sprague Ave, Suite 106 Spokane Valley, WA 99206 (509)688 -0036 FAX: (.509)683-0037 v, -ww . nok an eval l e v. ors PIumbing Permit Application SITE ADDRESS:'Z 5 G� .✓ c 1 Commercial F PERM11 Iv- UMBER: PERMIT r1✓E: Residential Oca Le," LAisit ?20 Building Owner Name: 012 -reL'�'`( �- v c 5.1 KC --r-0—%-( �cr^ Phone: I - 5%-t �% Fax: ''--e Address: t2 S (� A tC 1C City: si i State: j 4 1 r Zip: (SCI ,0/ Y Contractor . Name: M i0,„..-Z._ ( A11, y�1� iL 11..E (ScM G Phone: i9 3 - Z i. ( Fax: Address: I (.9 l 9 d(' /19,-,4.1_ /14,,14 /% f�(1/ City' /0 t,,c. A.tt (,,Q ,.,.it State: Gu Zip: Q y L`' Z (_p License No: AA M C O (4 *4_ / 0 ( cc J City Business Lic: S�� Contact .. . Name: i-'u„,, v, 1 5 Phone: 9-2 - l+2 k`7 DESCRIPTION OF WORK # OF UNITS X COST TOTAL AMOUNT 1 TOILETS WATER CLOSET, BIDETS X $6.00 2 URINALS X $6.DD 3 TUBS X $6.0D 4 SHOWERS (PER TRAP) BATH, STALL, ON -SITE BUILT X $6.D0 5 SINKS LAVS/BASINS, BAR, FLOOR, KITCHEN, LAUNDRY, UTILITY, JANITOR, PHOTO, X -RAY, FOOD, PREP /CULINARY MEAT 1 X $6.00 6 DISHWASHER X $6.D0 7 CLOTHES WASHER X $6.DD $ GARBAGE DISPOSAL X $6.00 9 WATER SOFTENER X $6.0D 10 - ELECTRIC HOT WATER TANK NOTE: IF GAS. SEE MECHANICAL X $6.0D 11 FLOOR DRAINS AREA. CASE, COIL, TRENCH, CONDENSATE X $6.0D 12 ROOF DRAINS /OVERFLOW DRAINS X $6.00 13 FOUNTAINS, DRINKING WATER PIPING/DRAIN -N WASTE, VENT, PLUMBING, REVERSAL X $6.00 14 NSTALLATION, ALTERATION, REPAIR, REVERSALS X $6.00 15 SEWAGE EJECTOR GRINDER, SUMP PUMP X $6.00 16 WATER USING DEVICE ICE AN /OR COFFEE MAKER HOSE BIB, STEAMER PRODFER. CARBONATOR, SWAMP COOLER X $6.00 17 CROSS CONNECTION DEVICE VACUUM BREAKER, CHECK VALVE, AND R.P.B.P.D. FOR: VATS, TANKS, BOILERS X $6.0D 16 INTERCEPTORS GREASE TRAP, SAND TRAP, CHEMICAL HOLDING TANK X 56.00 19 MEDICAL GAS (per outlet) NITROUS, OXYGEN X 56.00 20 MISCELLANEOUS PLUMBING FIXTURE x $6.00 21 PRIVATE SEWAGE DISPOSAUSYS X $2D.DD 22 INDUSTRIAL WASTE INTERCEPTOR X $15.00 METHOD OF PAYMENT: ❑CASH G ( CHECK ID VISA ID MC Card# AUTHORIZED SIGNA REVISED a!26/05 SUBTOTAL PROCESSING FEE $35.00 TOTAL PERMIT FEE DUE: Sp ©%ane 11707 E Sprague .Ave, Suite 106 Spokane Valley, WA 49206 (509)683 -0036 FAX: (509)63S-0037 Community Development ww '.sDokaneva7lev.ore Plumbing Permit Application SITE ADDRESS: 15 ?S Av'c Walley Building Owner Name: PERMIT NUI ER: PERMIT 1-EE: Fl Commercial N Residential �12X eL tj �, �vc5f �sl' -173-L( U) Address: 152 S J ,4�C 1 Cnatraetor Phone: I - 5%.{ sr7 Fax: Name: itt t�n/.Z ( t QLiiat...E SO /1 Address: l ( / % L /(L /u. 1F License No: A,1 M c o v Z; * - lc( (� .� (/ Contact Name: ? to u N i 5 City. �, � Oat (r -( State: (IA) Zip: `50l Phone: `! S -71 1 Fax: City. fk.1(S City Business Lie: State: Zip: 790ZCp Phone: 97 F- DESCRIPTION OF WORK # OF UNITS X COST 1 TOILETS WATER CLOSET, BIDETS 2 URINALS X $6.00 3 TUBS 4 SHOWERS (PER TRAP) BATH, STALL, ON-SITE BUILT 5 SINKS LAVS/BASINS, BAR, FLOOR, KITCHEN, LAUNDRY, UTILITY, JANITOR, PHOTO, X -RAY, FOOD, PREP /CULINARY MEAT 1 $6.00 X $6 OD X $6.00 X $6.00 TOTAL AMOUNT 6 DISHWASHER 7 CLOTHES WASHER 8 GARBAGE DISPOSAL 9 WATER SOFTENER X 56.00 X 56.00 X $6.00 10 - ELECTRIC HOT WATER TANK NOTE: IF GAS, SEE MECHANICAL 11 FLOOR DRAINS AREA, CASE, COIL, TRENCH, CONDENSATE 12 ROOF DRAINS /OVERFLOW DRAINS 13 14 FOUNTAINS, DRINKING WATER PIPING/DRAIN -IN WASTE, VENT, PLUMBING, REVERSAL NSTALLATION, ALTERATION, REPAIR, REVERSALS 15 SEWAGE EJECTOR GRINDER, SUMP PUMP $6.00 X $6.00 X $6.00 X $6 OD X $6.00 16 WATER USING DEVICE ICE AN /OR COFFEE MAKER HOSE BIB, STEAMER PRODFER CARBONATOR, SWAMP COOLER 56.00 X MOD X $6.00 17 CROSS CONNECTION DEVICE VACUUM BREAKER, CHECK VALVE, AND R.P.B.P.D. FOR VATS, TANKS, BOILERS 16 INTERCEPTORS GREASE TRAP, SAND TRAP, CHEMICAL HOLDING TANK 19 MEDICAL GAS (per outlet) NITROUS, OXYGEN 20 MISCELLANEOUS PLUMBING FIXTURE 21 PRIVATE SEWAGE DISPOSAVSYS 22 INDUSTRIAL WASTE INTERCEPTOR METHOD OF PAYMENT: ❑CASH ACHECK ❑ VISA ❑ MC Card# AUTHORIZED SIGNA REVISED a'26/05 X $6.0D X 56.00 X $6. DD X $6.OD X $20.00 X 515.00 SUBTOTAL PROCESSING FEE 535.00 TOTAL PERMIT FEE DUE: fi ,ISTER% AS PROVIDED BY LAW AS O ST -Ca T GENERAL RE(IST . EXP. SATE CCO1 MMCON * *101KJ 05/03/2008 EFFECTIVE DATEE. M & M CO Q ST. IN N 10 819 O RD NINE M.; S WA 99026 DFP:kR.T. AF AND NAMED INSURED AND MAILING ADDRESS insurance AMERICAN STATES INSURANCE COMPANY SEATTLE, WASHINGTON COMMERCIAL INSURANCE POLICY MICHAEL M MICKELSEN DBA M & M CONSTRUCTION 10819 N NINE MILE RD NINE MILE FALLS, WA 99026 RENEWAL DECLARATIONS POLICY NUMBER 01 -CG- 177948 -5 RENEWAL OF 01- CG- 177948 -4 05 -02 AGENT ALL LINES INSURANCE NORTH NAME 1504 NORTHWEST BLVD AND POLICY PERIOD FROM 05 -03 -06 TO 05 -03 -07 12:01 AM ADDRESS SPOKANE, WA 99205 STANDARD TIME AT YOUR MAILING ADDRESS SHOWN .ABOVE. 4600949 (509) 327 -1671 THE TOTAL ESTIMATED PREMIUM FOR THE POLICY TERM IS $1,121.01 YOU WILL BE BILLED THROUGH YOUR CUSTOMER ACCOUNT #210- 4192 - 362 -01. THIS POLICY IS SUBJECT TO A FINAL AUDIT. IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, THE COMPANIES INDICATE[ ON THE SPECIFIC COVERAGE PART DECLARATIONS;. AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY. THIS RENEWAL SERVES THE SAME PURPOSE AS WRITING A NEW POLICY WITH THE SAME PROVISIONS, CONDITIONS AND INSURIN( AGREEMENTS. THE INDIVIDUAL COVERAGE PART DECLARATIONS WHICH FOLLOW, LIST ALL OF THE FORMS THAT APPLY TO YOUf RENEWAL AND THOSE, IF ANY, WHICH NO LONGER APPLY. ONLY NEW OR REVISED FORMS ARE ATTACHED TO THIS RENEWAL. VOL MUST ADD THEM TO YOUR PRIOR POLICY. COMMERCIAL LIABILITY COVERAGE FART $ 1,117.00 1,117.00 PREMIUM FOR CERTIFIED ACTS OF TERP?ORSN $ 4.00 TOTAL POLICY PREMIUM $ 1,121.00 9 -CCR (0887) BY (DATE) (AUTHORIZED REPRESENTATIVE) NORTHWEST 60 (VICWIIB) COMPANY USE ONLY AGENT COPY PREPARED 03 -27 -06 (CHEFRE) Safeco ®and the Safeco logo are trademarks of Safeco Corporation. EP Pang] 1 AMERICAN STATES INSURANCE COMPANY SEATTLE, WASHINGTON COMMERCIAL LIABILITY COVERAGE PART DECLARATIONS PAGE CG 1 NAMED INSURED: MICHAEL M MICKELSEN POLICY NUMBER: O1 -CG- 177948 -5 FORM OF BUSINESS: INDIVIDUAL L I M I T S O F I N S U R A N C E STOP GAP - EMPLOYER'S LIABILITY DISEASE AGGREGATE LIMIT $2,000,000 EACH ACCIDENT LIMIT 1,000,000 EACH EMPLOYEE LIMIT $1,000,000 COMMERCIAL GENERAL LIABILITY GENERAL AGGREGATE LIMIT (OTHER THAN PRODUCTS - COMPLETED OPERATIONS) $2,000,000 PRODUCTS- COMPLETED OPERATIONS AGGREGATE LIMIT $2,000,000 PERSONAL AND ADVERTISING INJURY LIMIT $1,000,000 EACH OCCURRENCE LIMIT $1,000,000 DAMAGE TO PREMISES RENTED TO YOU (ANY ONE PREMISE) $ 200,000 MEDICAL EXPENSE LIMIT (ANY ONE PERSON) $ 10,000 LOCATION OF ALL PREMISES YOU OWN. RENT. OR OCCUPY: 1. 10819 N NINE MILE RD NINE MILE FALLS,WA 99026 CODE CLASSIFICATION- PREMIUM BASIS EXPOSURE I RATE PREMIUM 00196 ULTRA CONTRACTORS '' * LOCATION # NA '' '� CARPENTRY - CONSTRUCTION OF RESIDENTIAL P ROPERTY NOT EXCEEDING THREE STORIES IN HE IGHT (FRAMING CONTRACTOR) PRODUCTS- COMPLETED OPERATIONS ARE SUBJECT TO THE GENERAL AGGREGATE LIMIT (PER NUMBER OF FULL TIME EMPLOYEES) PREMIUM ADJUSTMENTS: CERTIFIED ACTS OF TERRORISM COMMERCIAL LIABILITY TOTAL 1 1117.0000 THE FOLLOWING FORMS CURRENTLY APPLY TO THIS COVERAGE PART: IL0146 0903 IL0021 1185 IL7049 0505 CG0001 1204 CGO181 0798 IL7201 0392 CG8603 1001 CG0442 1103 C4356 0205 CG8613 1001 CG0197 1204 CG8663 0202 CG2170 1102 - COMMON POLICY CONDITIONS - WA - NUCLEAR ENERGY EXCL. ENDT. (BROAD FORM) - RENEWALS WITHIN AFFILIATED - COMMERCIAL GEN LIAB COV FORM - WASHINGTON CHANGES - COMPANY COMMON POL CONDITIONS - ULTRA CONTRACTORS LIABILITY PLUS - WA - STOP GAP - EMPLOYERS - NTC TO PLCYHLDRS -STOP GAP- - EXCLUSION ASBESTOS - WASHINGTON CHANGES- EMPLOYMENT - WA -FUNGI OR BACTERIA EXCLUSION - CAP ON LOSSES- CERTIFIED ACTS OF TERRORIS 9-CC(CG) (1298) NORTHWEST $ 1,117.00 4.00 1,121.00 (VICWI) PREPARED 03 -27 -06 CMD40 SEQ.0001 thic Agency Direct Bill Notice FEAR 2 .k 2006 ALL LINES INSURANCE NORTH 1504 NORTHWEST BLVD SPOKANE, WA 99205 Eastern Washington 901 N. Monroe St. Suite 340 Spokane, WA 99201 (509) 326-2244 (800) 368 -CBIC (509) 325-4462 FAX This notice is to inform you that Contractors Bonding and Insurance Company has billed the following account directly: Account Number SPK0010768 Bond /Policy No. 627451 -17 Principal /Insured : M & M CONSTRUCTION Effective Date : 02- May -06 Expiration Date : 02- May-07 Gross Premium : 240.00 Commission 60.00 Downpayment Required : .00 Downpayment Received : .00 Downpayment Due .00 * *l ** 1011 can access your account online by calling Doris Caokat (888J 825 -2242 to get your -unique User.l' � '.and .password * *2 ** if you would, rather receive this notice via erna.il, go'to -the following: website: http: /ll<vww.pj6. com /it/agenIs. asp , CBIC THANKS YOU FOR YOUR BUSINESS! BF000161 08/03/2004 Norm's Excavating, Inc. P.O. Box 574 Veradale, WA 99037 Phone: 509/928 -0580 Fax: 509/892 -0432 License # NORMSEI972BM NAME F ' T rt : 9 1. 1 ! J - tT..., r , , 1.0 /0-- STREET CITY, STATE AND ZIP,CODE fi 4 PHONE — HOME , (.. `- cJL a PHONE -WORK DAT WORK TO BE PERFORMED AT: < y STREET CITY, STATE AND ZIP CODE PHONE — HOME PHONE — WORK We hereby submit specifications and estimates for: SEWER HOOK -UP PUMP AND FILL SEPTIC TANK CUT & RELAY EXISTING SOD FENCE — REMOVE A T L CONCRETE — REMOVE AND REINSTALL SPRINKLER SYSTEM PLUMBING REVERSAL PLUMBING (2) POINT PLUMBING (3) POINT MISCELLANEOUS MATERIALS AND LABOR SUBTOTAL TAX PERMITS TOTAL Payment to be made as follows: ive, it Deposit $ c-z' y JO dJ w rig ,s 7 �^ t — (.�v..rimy 3 g 4,/ VA iv C 1 c:k: move >.F urn;),. i t t'r, a Y 0-cu -set iY14, Are- j-A.` i - ex— - f b r ,,f R 4- P^� y inS. J jy\,QaA/V ••• }e STi'4 -Cf - esx"F GfiX r1 i `ht..tt tA/ t_ tr. ot y.'. Ft.c- .uci'" Cap); � Ca ); rt 6 / F y , A#44, ✓ it in++ • (..4�'.! - ; ? fd :.,,s f. lr,�/4A^rie ROCK CLAUSE:If ground is too solid to dig and extra equipment is brought in (i.e. Hoeram, Explosives, etc) this becomes an extra cost above said bid. J Ltrr..4... W // rrt is-JD One third prior to work $ Remainder upon completion $ All material is guaranteed to be as specified. All work to be completed in a workmanlike manner according to standard practices. Any alteration or deviation from above specifications involving extra cost will be executed only upon written orders, and will become an extra charge over and above the estimate. All agreements contingent upon strikes, accidents or delays beyond our control. Owner to carry fire, tornado and other necessary insurance. This agreement shall become binding only upon the Contractor's written acceptance hereof or upon the Contractor's commencing performance and upon such acceptance or commencement of performance this shall constitute the entire contract and be binding upon the parties hereto, there being no covenants, promises or agreements, written or oral except as herein set forth. ft t. 22. Authorized Signature Note: We (The Contractor) may withdraw this proposal if not accepted within 30 days. FUEL SURCHARGE: This bid price is based upon prevailing fuel costs for gasoline as well as fuel related products and services. At the time of this bid, gasoline costs, per gallon, are in the approximate amount of S 2.00 in the Spokane area Should fuel prices for gasoline, or costs of fuel related products and services, at the time of commencement of work on this project, exceed the current amounts by greater than five percent (5 %), the parties agree that this bid shall be increased by an amount sufficient to cover the increased charges for fuel and related products and services. ACCEPTANCE: The above prices, specifications and conditions are satisfactory and are hereby accepted. You are authorized to do the work as specified It posits are non - refundable. Payment will be made as outlined above. To accept this bid, please sign and return copy or contact Contractor . t above dre `I/u/oLp • Date Signature Date ADDITIONAL TERMS AND CONDITIONS COMPANY GUARANTEE: Norm's Excavating will replace faulty material or faulty workmanship free of charge for up to (1) year from job completion date, provided the contract is paid in full. Job completion refers to all plumbing. pipe work, excavation and back till necessary to satisfy permit requirements. . Norm's. Excavating cannot guarantee that boring will be successful based on the follow €ng, terms. A. On failed pored attempts Norm's Excavating will use any means necessary to retrieve the boring tool. E. An extra charge of $75.00 plus materials for each additional boring attempt will he charged to the customer. C. Sewer hook -up will be completed via the "open trench" method to stub. 2. Noun's Excavating cannot guarantee that the stub provided by the county to your property will allow for a gravity flow system. 3. Norm's Excavating is not responsible for any extra cost or problems arising from ground water or drain field affluent. 4, Norm's Excavating will work with customer to help minimize damage to landscaping, driveways, etc.; however Norm's Excavating is not responsible for any damage or loss to landscaping or other improvements located in the work zone. 5. Norm's crew may assist customer in removing and relaying carpet or vinyl floor coverings for the misc. labor charge. However Norm 's Excavating cannot guarantee the work performed since we are not professional in this field. Customer is also responsible for any drywall, framing repair, and painting. 6. Sprinkler Systems - Customer is responsible for locating and marking all irrigation lines, sprinkler heads, valves, controls, wires, etc. Norm's Excavating is not responsible for any damage to unmarked sprinkler system components„ Any sprinkler system components damaged in a marked area will be the responsibility of Norm 's Excavating to repair. 7. Customer is responsible for locating and marking all privately owned improvements and underground ut€tities. S. House and basement clean up - Norm's crews will remove all dirt piles, all concrete chunks and pieces, and all reeks. Customer is responsible for final dusting and fine sweeping. 9. Customer is responsible fir placing drop cloth mats to protect all access walk areas in house. 10. On delinquent accounts customer will be responsible for all attorney fees associated with the collection monies due Norm's Excavating. 11. Jurisdiction and venue for any action brought to enforce this agreement shalt be in the County of Spokane, State of Washington. 12. Interest at the rate of twelve percent (12%) shall accrue on any balance not paid in accordance with this agreement. l HAVE READ THE ABOVE ADDITIONAL, CONDITIONS AND AGREE 'FO THESE TERMS. Hemphill Appraisals Unifor File No Case No. Taylor The purpose of this summary appraisal report is to provide the lender /client with anaccurate, and adequately supported, opinion of the market value of the subject property. Property Address 1525 N. Arc Street City Greenacres State Wa Zip Code 99016 Borrower Taylor; Jeremy J. & Kristina K. Owner of Public Record same County Spokane Legal Description Kriken- Guthrie Add Replat Ptn of Bacons Add to Greenacres Lt 1 Blk 2 Assessor's Parcel# 55182 3501 Tax Year 2005 R.E. Taxes $ 1,415.00 Neighborhood Name Krikn Map Reference Spokane County Census Tract 0131.00 Occupant n Owner n Vacant Special Assessments $ 0 n PUD HOA $ 0 n per yearn per month �Tenant Property Rights Appr L^ 1 aised Fee Simple n Leasehold n Other(describe) Assignment Type �"� Purchase Transaction n Refinance Transaction n Other (descnbe) personal appraisal for fair market value Lender /Client Jeremy Taylor Address 1525 N. Arc St., Greenacres, WA 99016 Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? n Yes 1X-1 No Report data source(s) used, offerings price(s), and date(s). N.A. I U did U did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed. N.A. Contract Price $ Date of Contract Is the property seller the owner of public record? n Yes [] No Data Source(s) Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? • Yes • No • If Yes, report the total dollar amount and describe the items to be paid. N.A. Note: Race and the racial composition of the neighborhood are not appraisal factors. 11111111114ghborboodCharacteristics Location Urban X Suburban Rural Property Values One X -Unit Housing Increasing Trends Stable _ Declining One -Unit Housing PRICE AGE Present Land Use % One -Unit 100 % 0 Built -Up X Over 75% 25-75% Under25% Demand /Supply Shortage X In Balance Over Suppy $ (000) (yrs) 2-4 Unit % p Growth Rapid X Stable Slow Marketing Time Under3mths X 3 -6 mths Over6mths 150 Low new Multi - Family % w Neighborhood Boundaries Spokane River to the north, 1 -90 to the south, Barker Road to the east 180 High 30 Commercial % 0 and Spokane River to the west. 170 Pred. 10 Other % zNeighborhood Description The appeal and marketability of the subject neighborhood is rated good due to its location, overall condition w and price range of the properties. It is experiencing the same increasing trend in property values as the rest of Spokane County z and its surrounding areas, The subject neighborhood consists of average to good quality single family residences. Market Conditions (including support for the above conclusions) The real estate market has been active in the subject neighborhood over the past 12 months. Current market trends indicate residential property values are increasing. The MLS reports the average sales price is up 19.2% since last year at this time and the average median price is up 21 %. Dimensions 80 X 138 X 80 X 138 Area 11,040 sq ft mol Shape rectangular /corner View typical Specific Zoning Classification UR 3.5 Zoning Description Urban Residential 3.5 Zoning Compliance 1 X 1 Legal n Legal Nonconforming (Grandfathered Use) 1 1 No Zoning 1 1 I liegal (describe) Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use? (X !Yes n No It No, describe. Utilities Public Other (describe) Public Other (describe) Off-site Improvements - -Type Public Private Fw- Electricity X Water X ❑ Street asphalt X ❑ to Gas X Sanita ry Sewer X n Alley none n n FEMA Special Flood Hazard Area Fives I X I No FEMA Flood Zone C FEMA Map # 530342 0315C FEMA Map Date 09/30/1992 Are the utilities and /or off-site improvements typical for the market area? 1 X 1 Yes 1 1 No If No, describe. Are there any adverse site conditions or extemal factors (easements, encroachments, environmental conditions, land uses, etc.)? n Yes n No If Yes, describe. The subject site is typical in size for the area. It is landscaped and maintained. The subject borders Mission which is an arterial in a 30 MPH zone. There is little impact due to the low speed zone and the fact the subject fronts Arc. Street. General Description Foundation Exterior Description materials/condition interior materials/condition Units' X 10nen One with Accessory Unit n Concrete Slab Crawl Space Foundation Walls poured concrete /gd Floors carpet / very good # of Stones one n Full Basement X Partial Basement Exterior Walls wood / good Walls drywall / very good T e 1 X 1 Det. 1 Att. 1 IS-Det. /End Unit Basement Area 696 sq. ft . Roof Surface composition / good Trim/Finish wood / very good X Existing I 1 Proposed Under Const. Basement Finish 100% % Gutters & Downspouts yes / good Bath Floor vinyl / very good Design (Style) Calif split In Outside Ent /Exit! !Sump Pump Window Type vinyl / good Bath Wainscot ceramic / very gd Year Built 1985 Evidence of Infestation Storm Sash/Insulated partial / good Car Storage n None Effective Age (Yrs) 8 n Dam ness Settlement Screens es / good ,y 1 X 1 Driveway # of Cars 2+ Attic None Heating 1IFWA HWBEI 1 1Radiant Amenities Woodstove(s) # Driveway Surface concrete Drop Stair Stairs 1 X 1 Other bsbrd 1 Fuel elec. Fireplace(s) # X Fence full X Garage # of Cars 2 co Floor X Scuttle Cooling [ Central Air Conditioning X PatioDeck Porch � Carport # of Cars Finished Heated • Individual X Other wall unit Pool Other X Att. n Det. n Built -in w A..Iiances 11 Refn.erator X Ran.- Oven 11 Dishwasher. Dis.osal Microwave Washer /D er.Other describe I Finished area above grade contains: 5 Rooms 2 Bedrooms 1.00 Bath(s) 955 Square Feet of Gross Living Area Above Grade > Additional features (specialenergyefficientitems ,etc.) None The unit air conditioner was deemed personal property and was not taken w into consideration in determining the subjects estimated market value. cL g Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.). The subject property is a 1985 single family residence that is in overall very good condition. The floor plan is functional and there are no inadequacies. There are no apparent repairs needed. Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? 7Yes n No It Yes, describe Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)? [X lYes n No If No, describe Freddie Mac Form 70 March 2005 ClickFORMS Appraisal Software 800 -622 -8727 Fannie Mae Form 1004 March 2005 Page 1 of 20 Hemphill Appraisals File No. Case No. Taylor Page Title URAR Page 1 URAR Page 2 URAR Page 3 Extra Comps 4 -5 -6 URAR Page 4 URAR Page 5 URAR Page 6 Comment Addendum Legal Sketch Location Map Photo Subject Photo Comparables 1 -2 -3 Photo Comparables 4 -5 -6 USPAP Compliance 2003 Dig. Signature Authentication Appraiser License Certificate Untitled Comments Legal Exhibit Exhibit Flood Map Table of Contents Page # 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 ClickFORMS Appraisal Software 800 - 622 -8727 APPRAISAL REPORT OF 1525 N. Arc Street Greenacres, Wa 99016 PREPARED FOR Personal Jeremy Taylor 1525 N. Arc St. Greenacres, WA 99016 AS OF 8 -8 -06 PREPARED BY Kim Hemphill P.O. Box 15235 Spokane Valley, WA 99215 INVOICE Date: 8 -14 -06 Prepared for: Personal Jeremy Taylor 1525 N. Arc St. Greenacres, WA 99016 Property Appraised: Taylor; Jeremy J. & Kristina K. 1525 N. Arc Street Greenacres, Wa 99016 Work Performed: File No. Taylor Case No. Full URAR Appraisal Report: Payment received at time of appraisal. Thank you $ 0.00 Total Amount Due: $ 0.00 Please make checks payable to: Kim Hemphill P.O. Box 15235 Spokane Valley, WA 99215 ClickFORMS Appraisal Software t3uu -b« -Cr Z Hemphill Appraisals Uniform File No. Case No. Taylor There are 2 comparable properties currently offered for sale in the subject neighborhood ranging in price from $ 167,900 to $ 189, 500 There are 4 com arable sales in the subject neighborhood within the past twelve months ranging in sale price from $ 166,000 to $ 179,900 FEATURE SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3 Address 1525 N. Arc Street Greenacres, Wa 99016 2002 N. Harmony Greenacres, Wa 99016 18010 E. Springfield Ave. Greenacres, Wa 99016 19121 E. Indiana Ave. Greenacres, Wa 99016 Proximity to Subject 0.9 miles 0.6 miles 1.1 miles Sale Pnce $ $ 166,000 $ 163,900 $ 176,900 Sale Price /Gross Liv. Area $ 0.00 sq. ft. $ 176.60 sq. ft . $ 160.06 sq. ft. $ 182.56 sq. ft. Data Source(s) Inspection -MLS Inspection -MLS Inspection -MLS Verification Source(s) Metroscan Metroscan Metroscan VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment Sale or Financing none noted Listing puce: none noted Concessions -- $159,900 -- Date of Sale /Time 3 -21 -06 6 -19 -06 2 -21 -06 Location Greenacres Greenacres Greenacres Greenacres leasehold /Fee Simple fee simple fee simple fee simple fee simple Site 11,040 sq ft mol 8,712 sq ft mol 11,691 sq ft mol 7,642 sq ft mol View typical typical typical typical Design (Style) Calif split Calif split Split entry Split entry Quality of Construction good good good good Actual Age 21 yrs 8 years -3,500 11 years -3,500 8 years -3,500 Condition very good very good very .00d very good Above Grade Room Count Gross Living Area Total Bdrms Baths Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths 5 2 1.00 5 2 1.00 5 2 1.00 5 2 1.00 955 sq. ft 940 sq. ft. 0 1 024 sq. ft. -1,000 969 sq. ft . 0 Basement & Finished w Rooms Below Grade 696 hobby,bath,fam 900 bed,bath,fam 0 0 973 2 bed,bath,fam 0 -1,500 709 bed,bath,fam 0 0 r Functional Utility good good good good Heating /Cooling BBE /none FWA/central -2,000 FWA/none -1,000 FWA/central -2,000 z Energy Efficient Items none none none none < Garage /Carport 2 car garage 2 car garage none +5,000 2 car garage oz V Porch/Patio/Deck patio,deck deck +500 deck +500 deck +500 other amenities fully fenced backyard fence +500 backyard fence +500 backyard fence +500 g none none sprinkler -1,000 sprinkler -1,000 E none none none none 0 Net Adjustment (Total) n + n - $ -4,500 n + n - $ -2,000 n +n . $ -5,500 Adjusted Sale Price ofComarables Net Adj: -3% Gross Adj : 4% $ 161,500 Net Adj: -1 % Gross Adj: 9% $ 161,900 Net Adj: -3% Gross Adj: 4% $ 171,400 a Iid n did not research the sale or transfer history of the subjec property and comparable sales. If not, explain My research n did n did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data source(s Metroscan My research 1Idid n did not reveal any prior sales or transfers of the comparable sales for the year poor to the date of sale of the comparable sale. Datasource(s) Metroscan Report the results of the research and analysis of the poor sale or transfer history of the subject property and comparable sales (report additional prior sales on page 3). ITEM SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3 Date of Prior Sale/Transfer 11 -29 -04 none noted none noted none noted Price of Prior Sale/Transfer $133,900 DataSource(s) county records Effective Date of Data Source(s) 7 -06 Analysis of prior sale or transfer history of the subject property and comparable sales The subject property last sold on 11 -29 -04 for $133,900. The comparable's have not sold prior to the sales reported within the last year Summary of Sales Comparison Approach See attached fourth comparable and sales comparison comments. Indicated Value by Sales Comparison Approach $ 169,000 Indicated Value by: Sales Comparison Approach $ 169,000 Cost Approach (if developed) $ n.a. Income Approach (If developed) $ n. a. The market approach was the only applicable approach in determining the subject's estimated market value. z 0 1- g This appraisal is made U as is," • subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been J U completed, • subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or ill subject to the z following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair. The subject was appraised c) in cf $ "as is condition. There are no repairs or conditions required of it. Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is 169,000 , as of 8 -8 -06 , which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 ClickFORMS Appraisal Software 800 - 622 -8727 Fannie Mae Form 1004 March 2005 Page 2 of 20 Hemphill Appraisals File No. Case No. Taylor Provided by "The Real Estate Report", prepared semi annually by Spokane- Kootenai Real Estate Research Committee. Volume 29, Number 2 , Fall 2005. (new report due for publication spring /summer 2006) Spokane County: 2004 residential sales volume, totaling 6,998 according to the MLS data series, was 9% above the year previous, (which was 14% over 2003). This volume well surpassed the previous high -water mark of 1992 -93. First three quarters 2005 volume (5,342) was well above 2004 (5,047), nearly a 6% increase. Average and median prices rose substantially in 2004 (with a median of $129,000 compared to $119,900 in 2003 and $111,500 in 2002). The first three quarters 2005 median has exploded upward, standing at $146,450. Average prices also rose in 2004, to an average of $146,415 ($134,273 for the full ear of 2003). The first three quarters 2005 average was $166,910, nearly 16% higher than a year previous. A new series on repeat existing home sales has been added to the report. It shows a similar figure for the most recent period available (second quarter 2005 — 15.9% higher than the same quarter in 2004). F Z W UNSOLD INVENTORY /RESIDENTIAL ACTIVE LISTINGS: 2 O0 U This data series shows that 384 newly constructed homes on lots of less than one acre were unsold as of September 30, 2005, at a median listing price of $284,900. The current number of new homes unsold is slightly lower than September 2004 (416), but falls in the "typical range" going back to the start of the series in 1997. However, the median listing price is gsubstantially higher (was $211,950 on 9/30/04). This is despite the number of existing (resale) homes rising to 1,597 (still well O 17. o < below the 1997 -2002 norm) at a median listing price of $175,000 (an astounding 35% higher than a year previous). The number of resale homes available is currently 8% higher than in September 2004 (1,480). The current average listing price of $242,486 is 36% higher ($178,285 in September 2004). There are signs that the market is recently cooling from that frantic .ace. 2004 single- family permit issuance (1,905 units) was well above the total for recent years. The growth has continued into 2005, with single- family units permitted during the first three quarters at 2,101, compared to 1,445 for the same period in the year previous. Multi- family (2+ units) permit issuance for 2004 showed a tremendous surge to 1,618 units. This was a level not seen since 1996 (and prior to that year — the late 1970s). First three quarters 2005 was back to a modest level, at 878 units. Lot production in 2004 (2,574 lots) was well more than the amount created in any year since 1979. The pace has continued strong in 2005, with 2,046 new lots being final platted in the first three quarters. Lot production in 2004 represented provision for 135% of new single - family building permits issued. This is the first time in recent memory that the amount of lot creation EXCEEDED the number of single- family building permits. In the decade of the 1990s, 10,679 lots were created (only 68% of 15,640 new home permits). So far in the first decade of the millennium, 9,246 lots have been created for 9,583 new single - family homes permitted in the major jurisdictions (96% of "need "). COST APPROACH TO VALUE (not required by Fannie Mae,) Provide adequate information for the lender /client to replicate your cost figures and calculations. Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value) Site values are based on current vacant land = Q O 12, 2, sales, County Assessor's tax roll, conversations with local realtors or extraction of the site value from the sales of improved properties in the subject and comparable neighborhoods. Site physical characteristics, view, access and proximity to employment and essential services are taken into consideration when estimating site values and calculating adjustments. ESTIMATED n REPRODUCTION OR f1 REPLACEMENT COST NEW OPINION OF SITE VALUE _$ 32,000 Source of cost data Marshall & Swift/Spokane contractors & suppliers Dwelling 955 Sq. Ft. @ $ _$ - Quality rating from cost service Effective date of cost data Bsmt. 696 Sq. Ft. @ $ _$ - ,Ti t- 8 Comments on Cost Approach (gross living area calculations, depreciation, etc.) - Not required. Garage /Carport 622 Sq. Ft. @ $ _$ - Total Estimate of Cost -new 4 - Less Physical 13 Functional External Depreciation 0 =$ ( - Depreciated Cost of Improvements =$ As is" Value of Site Improvements $$ - Estimated Remaining Economic Life (HUD and VA only) 52 Years Indicated Value By Cost Approach =$ - INCOME APPROACH TO VALUE (not required by Fannie Mae.) ii 0 Z Estimated Monthly Market Rent $ n.a. X Gross Multiplier n.a. 4 n.a. Indicated Value by Income Approach Summary of Income Approach (including support for market rent and GRM) pp PROJECT INFORMATION FOR PUDs if a .. Iicable Is the developer /builder in control of the Homeowner's Association (HOA)? Yes No Unit type(s) Detached Attached Provide the following information for PUDs ONLY if the developer /builder is in control of the HOA and the subject property is an attached dwelling unit. Legal Name of Project 2 2 < Total number of phases Total number of units Total number of units sold Total number of units rented Total number of units for sale Data source s) Was the project created by the conversion of existin buildin s into a PUD? I IYes f No If Yes, date of conversion. Does the project contain any multi - dwelling units? I I Yes I I No Data source. Are the units, common elements, and recreation facilities complete? n Yes n No If No, describe the status of completion. Z_ G a Are the common elements leased to or by the Homeowners Association? ( Yes 1 J No If Yes, describe the rental terms and options. Describe common elements and recreational facilities. Freddie Mac Form 70 March 2005 ClickFORMS Appraisal Software 800- 622 -8727 Fannie Mae Form 1004 March 2005 Page 3 of 20 Borrower Taylor; Jeremy J. & Kristina K. Property Address 1525 N. Arc Street City Greenacres County Lender /Client Jeremy Taylor Hemphill Appraisals EXTRA COMPARABLES 4 -5 -6 File No. Taylor Case No. Spokane State W a Zip Code 99016 Address 1525 N. Arc St., Greenacres, WA 99016 FEATURE 1 SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6 Address 1525 N. Arc Street Greenacres, Wa 99016 11 N. Arties Ct. Greenacres, Wa 99016 Proximity to Subject 1.0 miles Sale Price $ $ 179,900 $ $ Sale Price/Gross Liv. Area $ 0.00 sq. ft. $ 198.13 sq. ft. $ sq. ft. $ sq. ft. Data Source(s) Inspection -MLS Verification Source(s) Metroscan VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment DESCRIPTION +( -) $ Adjustment Sale or Financing Concessions none noted -- Date of Sale/Time 4 -20 -06 location Greenacres Greenacres Leasehold /Fee Simple fee simple fee simple Site 11,040 sq ft mol 10,000 sq ft mol View typical typical Design (Style) Calif split Split entry Quality of Construction good good Actual Age 21 yrs 30 years +3,500 Condition very good very good Above Grade Room Count Gross Living Area Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths 5 2 1.00 5 2 1.00 955 sq. ft . 908 sq. ft. 0 sq ft. sq. ft. Basement & Finished Rooms Below Grade 696 hobby,bath,fam 894 bed,bath,fam 0 0 Functional Utility good good W Heating /Cooling BBE /none FWA/central -2,000 >_ Energy a Efficient Items none none Garage/Carport 2 car garage 2 car garage Q z O Porch/Patio/Deck patio deck cov deck 0 other amenities fully fenced backyard fence +500 none 2 fireplaces -2,000 cti Q none none Net Adjustment (Total) J] Net Adj: 0% Gross Adj : 4% $ 0 $ 179,900 1 1.7 - Net Adj: 0% Gross Adj: 0% $ 0 $ 0 1 1.17 - Net Adj: 0% Gross Adj: 0% $ 0 $ 0 2 U rn Adjusted Sale Price of Comparables aReport the results of the research and analysis of the prior sale or transfe history of the subject property and comparable sales y ITEM SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6 Date of Pnor Sale/Transfer 11 -29 -04 none noted Price of Prior Sale/Transfer $133,900 DataSource(s) county records Effective Date of Data Source(s) 7 -06 Analysis of prior sale or transfer history of the subject property and comparable sales Summary of Sales Comparison Approach These four sales are the most similar and competitive to the subject property over the past six months. They are good indicators of the subject's estimated market value and are equal to the subject in location, functional utility and overall livability. Comps #1, 2 & 3 are somewhat newer and comp #4 is older in construction. They were adjusted accordingly. Basement square footage adjustments were made for any comparable that differed from the subject property by 400 sq ft. or more at $4.00 per sq. ft. Basement room adjustments were made on a per room basis. External amenities (garage, outbuildings, etc...), were adjusted verses the subject property in "as -is" condition. Adjustments were derived by using market abstraction. The sales bracket and substantiate the subject's estimated market value. Equal consideration was given to all four. Sales concessions has become standard practice in this price range of housing in the Spokane Market. It is typical procedure and is acceptable and widely practiced, therefore no adjustments were required. After a thorough search of the immediate area and surrounding neighborhoods, these four were deemed the best available in which to compare to the subject property. ClickFORMS Appraisal Software 800- 622 -8727 Page 4 of 20 Hemphill Appraisals Uniform Residential Appraisal Report File No. Case No. Taylor This report form is designed to report an appraisal of a one -unit property or a one -unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and /or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender /client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender /client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Freddie Mac Form 70 March 2005 ClickFORMS Appraisal Software 800 - 622 -8727 Fannie Mae Form 1004 March 2005 Page 5 of 20 t>t Hemphill Appraisals Uniform Residential Appraisal Report File No. Case No. Taylor APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. 1 have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. 1 stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and /or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and /or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender /client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 ClickFORMS Appraisal Software 800 - 622 -8727 Fannie Mae Form 1004 March 2005 Page 6 of 20 Hemphill Appraisals Uniform Residential Appraisal Report File No. Taylor Case No. 21. The lender /client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender /client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and /or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub - contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and /or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature /1.01A-- / / / / / Signature Name Kim emphill Name Company Name Hemphill Appraisals Company Name Company Address P.O. Box 15235 Company Address Spokane Valley, WA 99215 Telephone Number 509 - 926 -3421 Telephone Number Email Address car912 @air - pipe.com Email Address Date of Signature and Report 8 -14 -06 Date of Signature Effective Date of Appraisal 8 -8 -06 State Certification # State Certification # or State License # or State License # 1600256 State or Other (describe) State # Expiration Date of Certification or License State WA Expiration Date of Certification or License 6 -10 -07 SUBJECT PROPERTY ADDRESS OF PROPERTY APPRAISED 1525 N. Arc Street H Did not inspect subject property Greenacres, Wa 99016 Did inspect exterior of subject property from street Date of Inspection APPRAISED VALUE OF SUBJECT PROPERTY $ 169,000 Did inspect interior and exterior of subject property LENDER/CLIENT Date of Inspection Name Personal Company Name Jeremy Taylor COMPARABLE SALES Company Address 1525 N. Arc St. Did not inspect exterior of comparable sales from street Greenacres, WA 99016 ❑ Did inspect exterior of comparable sales from street Email Address Date of Inspection Freddie Mac Form 70 March 2005 Fannie Mae Form 1004 March 2005 ClickFORMS Appraisal Software 800 - 622 -8727 Page 7 of 20 2z CDb� � 1 ek N WSEC TABLE 6 -2 PRESCRIPTIVE REQUIREMENTS°'1 FOR GROUP R OCCUPANCY CLIMATE ZONE 2 Option Glazing Area10: of floor Glazing U- Factor Doors U- Factor Ceiling2 Vaulted Ceiling Walf'z Above Grade Wall? int Below Grade Wall? ext Below Grade Floors Slab8 on Grade Vertical Overhead" I. 10% 0.40 0.58 0.20 R -38 R -30 R -21 int' R -21 R -12 R -30 R -10 II. 15% 0.40 0.58 0.20 R -38 R -30 R -19+ R -58 R -21 R -12 R -30 R -10 III. 17% 0.37 0.58 0.20 R -38 R -30 R -19+ R -58 R -21 R -12 R -30 R -10 N. 25% Group R -1 Occupancy Only 0.35 0.58 0.20 R -38 / U =0.031 R -30 / U =0.034 R -21 int' / U =0.054 R -15 R -12 R -30 / U =0.029 R -10 / F =0.54 V. Unlimited Group R -3 Occupancy Only 0.35 0.58 0.20 R -38 R -30 R -21 int' R -21 R -12 R -30 R -10 VI. Unlimited Group R -1 Occupancy Only 0.32 0.58 0.20 R -38 / U =0.031 R -30 / U =0.034 R -21 int' / U =0.054 R -15 R -12 R -30 / U =0.029 R -10 / F =0.54 * Reference Case 0. Nominal R- values are for wood frame assemblies only or assemblies built in accordance with Section 601.1. 1. Minimum requirements for each option listed. For example, if a proposed design has a glazing ratio to the conditioned floor area of 13 %, it shall comply with all of the requirements of the 15% glazing option (or higher). Proposed designs which cannot meet the specific requirements of a listed option above may calculate compliance by Chapters 4 or 5 of this Code. 2. Requirement applies to all ceilings except single rafter or joist vaulted ceilings. 3. Requirement applicable only to single rafter or joist vaulted ceilings. 4. Below grade walls shall be insulated either on the exterior to a minimum level of R -10, or on the interior to the same level as walls above grade. Exterior insulation installed on below grade walls shall be a water resistant material, manufactured for its intended use, and installed according to the manufacturer's specifications. See Section 602.2. 5. Floors over crawl spaces or exposed to ambient air conditions. 6. Required slab perimeter insulation shall be a water resistant material, manufactured for its intended use, and installed according to manufacturer's specifications. See Section 602.4. 7. Int. denotes standard framing 16 inches on center with headers insulated with a minimum of R -5 insulation. WSEC Builder's Field Guide 5th Edition COOPERATIVE EXTENSION WASHINGTON STATE UNIVERSITY ENERGY PROGRAM 1 -7 city of SPOKANE VALLEY BUILDING 11707 E. Sprauge Avenue, #106, Spokane Valley, Washington �99z� � G DEPARTMENT • � 06 Tel 509 - 921 -1000 - Fax 509- 921 -I008 1 -1/4" to 2" maximum 4 \ Nosing of trea. 34 " -38" Handrail Return ends to wall, or terminate at newell post Triangular area formed by tread, riser and guardrail so that 6 inch — sphere can not pass through Intermediate rail spacing or pattern so that 4 -inch sphere cannot pass through REQUIRED WIDTH OF RUNSHALL BEPROVIDED INTHISLOCATION (SECTION 1003.3.3.82) ` 6"MIN. ,L"` 4\Y:,*-b1 NOTE: HANDRAILS NOT 4cp3- SHOWN FOR CLARITY PLAN VIEW WINDING STAIRWAY REQUIRED WIDTH OFRUNSHALL BE PROVIDED rNTHIS LOCATION ECTION 1003.3.3.8.2) NOTE: HANDRAILS NOT SHOWN FOR CLARITY LIMITATION: APPLIES TO R -3 OCCUPANCY AND PRVATE STAIRWAYS IN R -1 OCCUPANCY PLAN VIEW CIRCULAR STAIRWAY WALL STAIRWAY-WIDTH (SECTION 10113.33.11_2) PLAN VIEW ALTERNATE USE OF WINDERS MAXIMUM 91Q -INCH RISE BETWEEN TREADS 71a- INN. _' GEM CEER SUPPORT 2 COLUMN L4/ LIMITATIONS: I. ONLY APPLIES TO R.3 OCCUPANCY AND PRIVATE STAIRWAYS IN R -1 OCCUPANCIES. 2 LIMITED TO SERVING AS EXIT FOR 400 SOUARE FEET MAKIMVM. .. :.y.4 -.'K - b:�i1 ^w:. %.li:i Y /. i:-' "I-• �1 ' 1711 .r�.:' r.: I : ' 11'1, : >, . PLAN VIEW SPIRAL STAIRWAY Stair Dimensions 1 1 1 1 Width (36" minimum) Risc (4" minimum .K" maximum) Run (minimum) The greatest riser hcight within any flight of stairs shall not cxcccd the samllest by more than 3/8 ". Stair trcads shall be oFuniform size and shape, except the largest tread run within any flight of stairs shall not cxcccd the smallest 1 by more than 3/8 inch. as - ".N /�} "x 1 '` /y " Handrails 1 One required (two rcquircd if stair is open on sides) if there arc four or more risers. 1 Height (34" to 38" above nosing of treads). 1 Projection (1 -1/2 between handrail and wall). 1 Handrails shall be continuous the full length of the stairs. Ends shall be returned or shall terminate in ncwcl posts or safety terminals. Guardrails 1 Rcquircd if 30" or more above gradc. 1 Hcight (36" high at landings - handrail hcight atstcps). 1 Opcnings (small enough that a 4" diameter sphere can not pass through). ACCEPTABLE SHAPES AND INSTALLATIONS -- HANDRAIL T „ WALL NOT ACCEPTABLE THE HANDRAIL DETAIL SHOWN HERE DOES NOT COMPLY WITH ' THE 'CONTINUOUS' TERMINOLOGY IN THE CODE- HANDRAIL CONTINUITY 1■/i MIN. 1.1/4' TO 2 1 'h" MIN. 1 -1/4. TO 2 E--i 1 -1/4- 1 '/2 TO Z. MIN NOTACCEPTABLE NOT ACCEPTABLE ,ote that white every effort is made to assure the accruacy of the information contained in this brochure it is not warranted for accuracy. ument is not intended to address all aspects or regulatory requirements for a project and should serve as a starting point for your investiga- detailed information on a particular project. permit, or code requirement refer directly to applicable file and /or code /regulatory documents or he appropriate division or staff. FIGURE 1 CONSTRUCTION DETAILS FOR THE APA NARROW WALL BRACING METHOD WITHOUT HOLD -DOWNS OVER CONCRETE OR MASONRY BLOCK FOUNDATION Outside Elevation Max. height 10' Side Elevation Extent of header (Two braced wall segments) Extent of header (One braced wall segment) 4:. {q1 a ol0 0, iP 2a el 4 01 1:1 4,0;: ly9 a ,•,• 0,0, Ii 410, I 1 a °101 laic a -a a i 2' to 18' (finished width) Fasten sheathing to header with 8d common nails in 3" grid pattern as shown and 3" o.c. in all framing (studs and sills) typ. Top plate continuity is required per R602.3.2 1000 lb header -to- jack -stud strap on both sides of opening (Install on backside as shown on Side Elevation, Ref. No. LSTA24) Min. (2) 2x4 typ. If panel splice is needed it shall occur within 24" of mid - height. Blocking is not required. - Min. width based on 6:1 height -to -width ratio: For example:16" min. for 8' height - Min. 2 "x2"x3/16" plate washer Braced wall segment per R602.10.5 No. of jack studs per table R502.5(1 &2) t jt r - r Anchor bolt per R403.1.6 Typ. Sheathing filler if needed 16d sinker nails in 2 rows @ 3" o.c. 00, 0 00 Foundation per code 1000 lb header - to- jack -stud strap on both sides of opening (Ref. No. LSTA24) 3/8" min. thickness wood structural panel sheathing Not to scale Borrower Property Address City Greenacres County Lender /Client Jeremy Taylor Hemphill Appraisals SKETCH ADDENDUM File No. Taylor Case No. Taylor; Jeremy J. & Kristina K. 1525 N. Arc Street Spokane State Wa ZlpCode 99016 Address 1525 N. Arc St., Greenacres, WA 99016 t1UtHTr. MINA Ile BNITMq 03OMOA W3W R(N . ;•A (AM) cDrifi'' THD131' ; Wart' , Ttir713n ' . ' 69,10 R138304; 3r. . M(Cl 31T it? 3312tH 3t1T Mt Main Floor Basement Garage 34.25' 34.25' Dining Kitchen m Bed Living Entry Bed 8 8 r >. Bath + >a . c o -. 2 N N N 14.25' ('4 rn N N Iii . 1A 12310 14.25' 13.75' 20.00' 133 03T.,tuAV 40.4 U. .ii :,:.t` (RO.).la y3)A. HQ A '43 30 321R HT!W RD aRWSR .2140t1A143't.1A )401R3TNl 143HW 310 1131Ny RO .RU330 TIMR39 A awRIU0314 03TA300 RO 0300* 3RA 2MOOR biAl933 K'. 3! JJAHa TIMU a4NJNWO 3H1 2DWJ 131V; a 3AIU030 ZA 03TAD0.1 ZMRAJA 1A&-i.. ~,; itn' aa1"1 :;Iwo SKETCH CALCULATIONS Perimeter Area Al:14.2x2.0= 28.5 A2 : 34.3 x 26.3 = 899.1 A3: 13.8x2.0= 27.5 First Floor 955.1 A2 fir• - A4 34.3x 12.0 = 411.0 A5 : 20.0 x 14.3 = 285.0 Basement 696.0 A4 A5 Total Living Area 955.1 A6 06:22.3x28.3= 621.5 Attached Garage 621.5 Total Garage Area 621.5 ClickFORMS Appraisal Software 800 - 622 -8727 Page 9 of 20 Min. 4 ft Brace Wall Panel per R602.10.3 & R602.10.4 Min. 2 ft 8 in. Alternate Brace Wall Panel per R602.10.6 Min. 16, 18 or 20 in. APA Portal Frame Bracing Engineered Shear Wall Bracing EMERGENCY EGRESS REQUIREMENTS FROM SLEEPING ROOMS 1) NET CLEAR OPENING 5.7 SQUARE FEET GRADE FLOOR OPENING (MAX 44•) 5 0 SQUARE FEET 2) NET CLEAR OPENING HEIGHT 24 INCHES 3) NET CLEAR OPENING WIDTH 20 INCHES 4) MAX FINISHED SILL HEIGHT 44• ABOVE FLOOR 5) EMERGENCY ESCAPE & RESCUE OPENING SHALL SE OPERATIONAL FROM THE ;ASIDE OF THE ROOM WITHOUT THE USE OF KEYS OR TOOLS LANDING required on both sides of exit doors with mm. size of 3 ft. measured in direction of travel by 3 ft. or width of door if greater, and not lower than 1 '/2 in. below threshold. Landing required at other exterior doors is a minimum size of 3 ft travel distance by width of door, and not lower than 7 3/4 in. below threshold provided the door does not swing over the landing. SMr,KE ALARMS SHALL BE INTERCON- NEC r ED AND HARD WIRED IN SUCH A MANNER THAT THE ACTIVATION OF ONE AL,,HM WILL ACTIVATE ALL ALARMS. (BEDROOMS, AREAS APPROACHING BEDROOMS, VAULTED CEILING WITH RISE OF 24• a ON EACH FLOOR) WHEN INTERIOR ALTERATIONS, REPAIRS OR ADDITIONS REQUIRING A PERMIT OCCUR, OR WHEN ONE OR MORE SLEEPING ROOMS ARE ADDED OR CREATED IN EXISTING DWELLINGS, THE DWELLING UNIT SHALL BE PROVIDED WITH SMOKE ALARMS LOCATED AS REQUIRED FOR NEW DWELLINGS. EXHAUST F S 100 CF/VI kltc On 50 CFM bathriXims & laundry V ;k To °.1CTlYt 0 2- wja�„ :�grt 28' -3 1/2" 4E- ri f -KA L lq�c>> a440 Et zav Sy 6-41 PROTECT! DWELLING AND 11) MATERIALS APP (CONSTRUCTION ONRT 5/8" TYPE "X" GYP 1/2" GYP BOARD )OPENINGS BETWEE UIPPED WITH SOLID TEEL DOORS NOT LE 000RS. OPEN'NGS BETWEEN TE GARAGE SHALL HAVE: R ONE HOUR FIRE RESISTIVE AGE SIDE: (HABITABLE SPACE ABOVE) OR NCE /ATTIC, FLOOR /CEILING) GE OOR SOLID OR HONEYCOMB CORE 1 3/8 ", OR 20 MINUTE FIRE RATED GA 27' -5 No $x1T "Tti'tpu.G.4. UP 105 28' -0 3/4"-i First Pt -P-c0 't-t I 1 ( 2 S &.) 4 C (2 I CZ 1-1C0 Ca. 1 (p" V/Z-I y 2 Qut,e '6,tco.x* rvw-- B4c.te_. Sv- //-2.. -2- 4- at.,t_v5c,s N1101.3.1— Attic insulation certification required as to R— value or coverage. Markers, attached to trusses or rafters, required for every 300 sf of attic space with 1 inch high numbers for installed thickness of insulation. ROOFING PER SPECS OVERarl5 LB- FELT 100113.) OR 30 LB. FELT (SNAKES) OVER 172' PLYWD SHEATHING. WEEK i HQN3 LROOF TRUSSES AT 24' 0/C .P.. 3E BLOfUN-7N"",. . INSUL A7..ION. 'LP. BD. 3/4' T 4 G PLYWD SUBFLOOR m SEE OR FLOOR 4O3 /1 SIZE AND SPACING 5EE ELEVATIONS FOR ROOF PITCH 2 -2"xA" TOP PLATES 4 1113 VAPOR BARRIER -- BD. W'DW SILL 8DRM5 ONL 2 "x6" SILL PLATE R -30 F.G. BATT INSULATION $'.'1?: PROVIDE SOLID BLOCKING UNDER ALL COLUMNS SEARING WALLS AND SHEAR WALLS. PROVIDE DOUBLE JO1NTS(N) tERALIWALLS PARALLEL TO SPAN W.N.O. PROVIDE SSL'i6� M TO TTDN UNDER KIP AND GIRDER 'TRUSSES LIN O. PROVIDE SHEAR CONHECTIONFROM INTER /OA SHEAR Wr" LLS TO TRUSSES OR JOISTS ABOVE. INSU_ATION BAFFLE W /I" MIN Al2 SPACE (I-I/2" MIN H.U.D.) CONT. GALVANIZED META >yl ^fir- 2^x4' BEVELED 5UBF) --- REO'D OVER R EN RAIN RE O'D OVER ENTRIES '. ' FASCIA PER SPECS �' I` —3" CONT. OR ICx4" SCREENED SOFFIT VENTS 1 3 /s" ACX PLYWD SOFFIT NAILER 2 "x6' STUDS AT I5" 0/0 of /R -21 F.G. BA _3 INSULATION SIDING PER SPECS 1/" aHEATH1KG PLY R CONSTRUCT O WOOD. O " 2 'TYVEK" BUILDING WRAP 10731011. 4. tr 4 MIL VAPOR BARRIER SEAL SLAB AT ALL JOINTS d PENETRATIONS 2 TREATED NAILER 4' CONCRETE SLAB NOTE: ENGINEERED RADON SYSTEM PER SPECIFICATIONS INSTALLERS 1 -1 /2 RIGID INSULATION APPROVED FOR BELOW GRADE APPLICATIONS a4 REBAR VERTICAL AT 24' 0/C NOTE: VERIFY REBAR a 3003140 DEPTH 4143k LOCAL BUILDING DEPARTMENT, 10 :2 co RIM 40157 PER MFG'S. SPECS. \_ 3g 03 PLATES RS WOE' 8TUD5 AT 14" 0/0 W /R -21 F.G. BATT INSULATION SHEATHING -(DBL WAL- CONSTRUC' IOW 1/2" CDN PLYWOOD. OR 1/16" O.S.B. y`' ' TREATED SILL PLATE �-- 1/2 "x10" ANCHOR BOLTS 0/C 112" MAX FROM ENDS) 6" CONCRETE. FOUNDATION WALL WATERPROOF EMULSION `12'x4" CONCRETE FOOTING