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2005, 02-25 Notice of Trustee's Sale AFTER RECORDING RETURN TO: FEB 2 5 2005 Professional Foreclosure Corporation of Washington 3300 N. Central Avenue, Suite 2200 Phoenix, AZ 85012-2582 PFC: 03-71475 NOTICE OF TRUSTEE'S SALE Pre x:03-71475 Loan x:8407934143 Title Order No.:2521357 Agency: 1. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Professional Foreclosure Corporation of Washington will on May 20, 2005, at the hour of 11:00 a.m. at the main entrance of the Spokane County Courthouse in the City of Spokane, Spokane County, Washington, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Spokane, State of Washington, to-wit: TRACT A OF SHORT PLAT NO. 86-429, AS PER PLAT THEREOF RECORDED IN VOLUME 6 OF SHORT PLATS, PAGE 2; TOGETHER WITH AND SUBJECT TO EASEMENT FOR INGRESS AND EGRESS, OVER AND ACROSS BOLIVAR LANE DESIGNATED AS TRACT "X" PRIVATE ROAD ON SAID PLAT; SITUATE IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON. Abbrev. Legal: TRACT A S/P NO. 86-429, VOL. 6 PG 2 Tax Parcel No.: 45232-9135 Commonly known as: 14101 EAST 8TH AVENUE, VERADALE,WA 99037 which is the subject of that certain Deed of Trust dated October 19, 1993, recorded October 29, 1993, in Volume 1508, at Page 727, under Auditor's File No. 9310290687, records of Spokane County, Washington, from Lynn F. Sloan and Alvera Sloan,husband and wife as Grantor, to Transamerica Title Company, a Corporation as Trustee, to secure an obligation in favor of American Mortgage Corporation, a Washington Corporation as Beneficiary, the beneficial interest now held by Federal National Mortgage Association by Washington Mutual Bank, FA as its attorney in fact. 11. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. Ill. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount(s)of$514.15 from September I, 2004 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee's fees and costs are estimated at $1,500.00 as of May 20, 2005. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance 42,844.71, together with interest in the note or other instrument secured from August I, 2004, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession,or encumbrances on May 20, 2005. The default(s) referred to in paragraph Ill, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by (11 days before sale), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before (11 days before the sale), the default(s)as set forth in paragraph Ill, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after (I I days before the sale), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address: Lynn F Sloan CM 1404 S Colby Ave Liberty Lake, WA 99019-9715 Alvera Sloan CP 14101 East 8th Avenue Veradale,WA 99037 Alvera Sloan CM 1404 S Colby Avc Liberty Lake, WA 99019-9715 Lynn F Sloan CP 14101 East 8th Avenue Veradale, WA 99037 Alvera Sloan CM 14101 E 8th Ave Spokane,WA 99216 Lynn F Sloan CM 14101 E 8th Ave Spokane, WA 99216 Larry Sloan CP 14101 East 8th Avenue Veradale, WA 99037 Larry Sloan CM 14101 East 8th Avenue Veradale, WA 99016 Larry Sloan CM 1404 So. Colby Liberty Liberty Lake, WA 99019 Occupant 14101 East 8th Avenue Veradale,WA 99037 C. Raymond Eberle, Atty do M. Staney Sloan 2610 N. Pines Road Spokane, WA 99206 Jacke L. Blair - Atty do Millin, Cronin, Casey& Blair, P.S. N. 115 Washington Spokane, WA 99201 M. Stanley Sloan CTSY 12403 E. 3rd Avenue Spokane, WA 99216 by both first class and certified mail on December 30, 2004 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on January 4, 2005 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (800) 511-4229, will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act,Chapter 59.12 RCW. Xl. A list of the persons this Notice was sent to is attached hereto as exhibit "A". XII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: Professional Foreclosure Corporation of Washington is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 8th day of February, 2005. PROFESSIONAL FORECLOSURE CORPORATION OF WASHINGTON PFC Number 03-71475 p By ` L M C�l�a/V Amy Connolly, Assistant Vice Pre ident 3300 N. Central Avenue, Suite 2200 Phoenix, AZ 85012-2582 (800) 511-4229 For Sales Information call (916) 974-6099 ADDRESS FOR PERSONAL SERVICE • Professional Foreclosure Corporation of Washington 12500 SE 2nd Circle, Suite 120 Vancouver, WA 98684 1661207562 STATE OF ARIZONA ) ) SS. COUNTY OF MARICOPA ) On this 8th day of February, 2005, before me, the undersigned, a Notary Public in and for the State of Arizona, duly commissioned and sworn, personally appeared Amy Connolly a known to be the Assistant Vice President of the corporation that executed the foregoing instrument, and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath stated that she is authorized to execute the said instrument and that the seal affixed is the corporate seal of said corporation. Witness my hand and office seal hereto affixed the day and ear first above written. Notary Pub ic in and41 for A na My Commission Expires:_ SHANNON KJOYCE °� • , Notary Public-Arizona C. MARICOPA COUNTY %' MDECEMBER15.20085 EXHIBIT "A" Lynn F Sloan CM 1404 S Colby Ave Liberty Lake,WA 99019-9715 Alvera Sloan CP 14101 East 8th Avenue Veradale, WA 99037 Alvera Sloan CM 1404 S Colby Ave Liberty Lake, WA 99019-9715 Lynn F Sloan CP 14101 East 8th Avenue Veradalc, WA 99037 Alvera Sloan CM 14101 E 8th Ave Spokane,WA 99216 Lynn F Sloan CM 14101 E 8th Ave Spokane, WA 99216 Larry Sloan CP 14101 East 8th Avenue Veradale,WA 99037 Larry Sloan CM 14101 East 8th Avenue Veradale,WA 99016 Larry Sloan CM 1404 So. Colby Liberty Liberty Lake,WA 99019 Occupant 14101 East 8th Avenue Veradale,WA 99037 C. Raymond Eberle, Atty do M. Staney Sloan 2610 N. Pines Road Spokane, WA 99206 Jacke L. Blair - Atty do Millin, Cronin, Casey& Blair, P.S. N. 115 Washington Spokane, WA 99201 M. Stanley Sloan CTSY 12403 E. 3rd Avenue Spokane, WA 99216 SPOKANE COUNTY DIVISION OF ENGINEERING JR 1026 W. BROADWAY Spokane, WA 99260