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2007, 05-02 Permit App 07001639 MHProject Number: 07001639 Inv: 1 Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Project Information: Permit Use: 2005 VALLEY QUALITY HOME - 26 X 40 Setbacks: Front Site Information: Plat Key: Left: Right: Rear: Name: Range Date: 9/25/2007 Page 1 of 2 Contact: ALL SEASON EXCAVATION Address: P.O. BOX 14978 C - S - Z: SPOKANE, WA 99214 Phone: (509) 922-4135 Group Name: Project Name: District: Nort Parcel Number: 45184.1232 Block: SiteAddress: 8523 E MAIN AVE Location:: CSV Zoning: UR-3.5 Urban Residential 3.5 Water District: Area: 6,768 Sq Ft Width: 0 Nbr of Bldgs: 0 Nbr of Dwellings: 0 Review Information: Lot: Owner: Name: RAYMOND & KIMBERLY WELB Address: 7011 E 2ND SPOKANE VALLEY, WA 99212 Hold: ❑ Depth: 0 Right Of Way (ft): 0 Review Landuse/Zoning/HE Conditions I Released By: Sewer Review Originally Released: 5/11/2007 By: tschmidt [Released By: Originally Released: 5/16/2007 By: j_davis Permits: - Manufactured Home Contractor: ALL SEASONS EXCAVATION Firm: CLAY CLACEY/ALL SEASONS EX Address: PO BOX 14978 Phone: (509) 922-4135 SPOKANE, WA 99214 Item Description INSPECTION FEE Units Unit Desc 2 # SECTIONS Operator: JD Printed By: JD Permit Total Fees: Fee Amount $100.00 $100.00 Print Date: 9/25/2007 Project Number: 07001639 Inv: 1 Notes: - -. Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Payment Summary: Permit Type Manufactured Home Date: 9/25/2007 Page 2 of 2 Fee Amount Invoice Amount Amount Paid Amount Owino $100.00 $ 100.00 $100.00 $0.00 $100.00 $100.00 $100.00 $0.00 Disclaimer: Submittal of this application certifies the owner (or person(s) authorized by the owner) has both examined and finds the information contained within to be true and correct, and agrees that all provisions of laws and/or regulations governing this type of work will be complied with. Subsequent issuance of a permit shall not be construed to be a permit for, or an approval of, any violation of any of the provisions of the code or of any other state or local laws or ordinances. Signature: Operator: JD Printed By: JD Print Date: 9/25/2007 509 468 4533 GUARDIAN 04:50:03 p m. 09-24-2007 111 FAX To: Fax # (`. )) r:'$Y-0J37 From: Kim Welborn GUARDIAN - f2baio (509) 468-4431 009) 979-5662 cell �� # of pages including this cover sheet: Comments: % .- /92gi 0 7Qv/,,3c? F523 (la V, it)/"9- `?7 2- e CiL� home , /AA. , zYJ/-.4- fri,j//- ,t 7 7 ' //7 ,ei2'7O't,_ a _ 07 V�.G1G Chu /-7177)-y2e. 2G x yam. 2- 3c-i--l0 Coto a'ze nl2 64,- ; •' ' i77 The Guardian Life Insurance Company of America 777 E. Magnesium Road, Spokane WA 99208-5800 The Guardian Life Insurance Company of America, New York NY (B00) 541-7846 SEP 24 2007 16:47 509 468 4533 PAGE.01 e 509 468 4533 GUARDIAN 02:21 :54 p.m. 09-11-2007 1 /1 GUARDIAN' FAX To: /14 g- Tug2_ioak Fax #(' )) -c 37 From: Kim Welborn (509) 468-4431 I(509) 979-5662 cell # of pages including this cover sheet: Comments: •'rri4 harne , /,�4 j - Tr- 0 7OQ/ JLUL q 7 T7 v -/(G Cur .� f i-rye x yo. $- �,� S n� 2-�?D~� VCR/( g .ram,--er )c-<-7() (mo d�P nG� corztin �i // 5�� 2c The Guardian Life Insurance Company of America 777 E. Magnesium Road, Spokane WA 99208-5800 The Guardian Life Insurance Company of America, New York NY (800) 541-7846 SEP 11 2007 14:25 509 468 4533 PAGE.01 RETURN ADDRESS C-JcY\ V CQ l261 11 iJ . L;nrc t.L-C- S.Da.aro._ \icd(e Uj 0 t-'1 41 ant o IL.J2 V �F9,daxd:(�Iwi Anyone of a Manufactured Home Wp5NIN6i0N STATE DEPANi 6F ).2TITLE ELIMINATION LICENSING Application ■TRANSFER IN LOCATION who knowingly makea false statement of a material fact is guilty ❑REMOVAL FROM REAL PROPERTY s. felony, and upon conviction may be punished by a fine, imprisonment, or both. (RCW 46.12.210) ® MANUFACTURED HOME TPO / PLATE NUMBER YEAR 2005 MAKE Co. Cottage VEHICLE IDENTIFICATION NUMBER (VIN) VMH12805W54436AB LENGTH/WIDTH(FEET) 40 X 26' 8 2 LAND LEGAL DESCRIPTION ON PAGE MANUFACTURED HOME WILL BE [AFFIXED D REMOVED REA4 PROPERTY TAX PARCEL NUMBER L. S i %L4 _ i vay LOT BLOCK PLAT NAME OR SECTION/TOWNSHIP/RANGE QUARTER/QUARTER SECTION $' GRANTOR(S) REGISTERED/LEGAL OWNER(S) ADDITIONAL NAMES ON PAGE COUNTY NUMBER NUMBER OF REGISTERED OWNERS NUMBER OF LEGAL OWNERS NAME OF REGISTERED OWNER DOL CUSTOMER ACCOUNT NUMBER Kimberly R. Welborn \N€A-P)(%Ka1,31 jV N NAME OF ADDITIONAL REGISTERED OWNER DOL CUSTOMER ACCOUNT NUMBER Ramon R. Welborn wej�t'� F.Q.q-( - (fit M ADDRESS CITY STATE ZIP CODE 3523"E. Main Avenue Spokane Valley WA 99212 NAME OF LEGAL OWNER DOL CUSTOMER ACCOUNT NUMBER Horizon NW Mortgage NAME OF ADDITIONAL LEGAL OWNER DOL CUSTOMER ACCOUNT NUMBER ADDRESS CITY STATE ZIP CODE 920 N. Argonne Rd #110 Spokane Valley WA 99212 GRANTEE NAME 1 DO SOLEMNLY ATTEST UNDER PENALTY OF PERJURY THAT I / WE AM/ARE THE REGISTERED OWNER(S) OF THIS VEHICLE AND THIS INFORMATION IS ACCURATE: Signature of Registered Owner and Title, IF APPLICABLE=! /eGi/J/,,V'r2/ Signature of Additional Registered Owner and Title, IF APPLICABLE Rng on10N/CERTIFICATION � Hr. `^� State oNOTWashington �Q County of '\ FOR REGISTERED OWNER(S) SIGNATURE Signed or atte ed t L. before on !�—cl I441{QiCIrkt4 1 11 ,�. SSSON e4 ..p. `,. f� 0`vA---- r v by t4linboY/id).. p� ,,/� � �Q UbiI:ti Signature Col Lc at 0 ,' PUBL\G O PRINT NAME OF REGSTERED by K-ti0014 IL, OWNERj'/7� MIlOOv V �._ ROTA Y OR AGENT F 6L. ��' Loy.... e (Si : A N{' PRINT NAM OF REGISTERED OWNER PRINTED NAME OF NOTARY _ ,4Fj.- (y Y1 County/Office No. OR V Title t r ft,_ AND: Dealer No. OR e................. arl1f`VY � O` tJ j DEALS SHIP POSITIOWAGENT/NOTARY Notary Expiration Date f .. n `41 TITL€tOMM 4Y CERTIFICATION 1 certify that the legal description of the land and ownership is true and correct per the real property records. NAME (TYPED OR PRINTED) TITLE COMPANY / PHONE NUMBER SIGNATURE / POSITION DATE Finalize this application with a Licensing Agent within 10 calendar days of the date Title Company Representative signs. ® BUILDING PERMIT OFFICE CERTIFICATION certify that: II the manufactured home has been affixed to the real property as described. 0 a building permit has been issued for this purpose and the attachment will be inspected upon completion. NAME (1 P[) PED OR PRINTED) BLDG PERMIT TICE/PHONE CE/PHONE a T Kce c//�� P_St K soy. �ccsss B DG PERMIT N t11- SIGNATpry�/ POSIT. TjpClu {/ /�V (Cup— A,l ,��n �''T / 1 ' I Ij , ,� �/1/,n,q�(jf„ �IA/y(�/IDI(/1� D5E/ /6 7 U( ll TD-420.729 (R/6/06) W Page 1 of 2 Order No.: AR - 20324746 L3nde4merica Transnation 105 West Third Avenue Spokane, WA 99201 Phone: 509-227-6514 Fax: 509-926-1519 COMMITMENT FOR TITLE INSURANCE SCHEDULE A 1. Effective Date: July 23, 2007 at 8:00 a.m. Commitment No.: AR - 20324746 2. Policy or Policies to be issued: ALTA 1992 Loan Policy PRIOR/REFI. Proposed Insured: CHERRY CREEK MORTGAGE COMPANY INC., its successors and/or assigns. Amount: TO COME Premium: $ 244.00 Tax: $ 20.98 Total: $ 264.98 3. Title to the fee simple estate or interest in the land described or referred to in this Commitment is at the effective date hereof vested in: Kimberly R Welborn and Ramon R Welborn, wife and husband 4. The land referred to in this Commitment is described as follows: See Exhibit "A" attached hereto. Transnation Title Insurance Company By Authorize Preliminary Commitm( Order No. AR - 20324746 EXHIBIT "A" LOT 4 OF CITY OF SPOKANE VALLEY SHORT PLAT 39-05 AS PER PLAT THEREOF RECORDED IN VOLUME 22 OF SHORT PLATS, PAGES 3 AND 4, AND ALTERED PAGES 3A AND 4A; SITUATE IN THE CITY OF SPOKANE VALLEY, COUNTY OF SPOKANE, STATE OF WASHINGTON. THE FOLLOWING INFORMATION IS PROVIDED FOR CONVENIENCE ONLY: (Parcel No(s).: 45184.1232 ) (Abbreviated Legal Desc.: Lot(s) 4, of Spokane Valley SP 39-05) Order No. AR - 20324746 SCHEDULE B REQUIREMENTS: Instruments necessary to create the estate or interest to be properly executed, delivered and duly filed for record. EXCEPTIONS: Schedule B of the Policy or Policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company. A. Standard exceptions set forth on the Commitment Cover. B. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. SPECIAL EXCEPTIONS: 1. GENERAL PROPERTY TAXES AND SERVICE CHARGES, AS FOLLOWS, TOGETHER WITH INTEREST, PENALTY AND STATUTORY FORECLOSURE COSTS, IF ANY, AFTER DELINQUENCY: (1ST HALF DELINQUENT ON MAY 1; 2ND HALF DELINQUENT ON NOVEMBER 1) TAX ACCOUNT NO.: 45184.1232 YEAR BILLED PAID BALANCE 2007 $ 105.80 $105.80 $0.00 (THE ABOVE TAXES INCLUDE AQUIFER PROTECTION, STORMWATER FEES AND IRRIGATION DISTRICT ASSESSMENTS, IF ANY) NOTE: THE COUNTY TAX ROLLS DISCLOSE THE CURRENT ASSESSED VALUATIONS AS FOLLOWS: LAND: $5,520.00 IMPROVEMENTS: $0.00 TOTAL $5,520.00 2. LIABILITY TO FUTURE ASSESSMENTS BY HUTCHINSON'S IRRIGATION DISTRICT NO. 16. 3. LIABILITY FOR SUPPLEMENTAL TAXES FOR IMPROVEMENTS WHICH HAVE RECENTLY BEEN CONSTRUCTED ON THE LAND. LAND IMPROVEMENTS ARE NOT PRESENTLY ASSESSED, BUT MAY APPEAR ON FUTURE ROLLS. 4. COVENANTS, CONDITIONS AND RESTRICTIONS, IF ANY, APPEARING IN THE PUBLIC RECORDS. THE POLICY TO BE ISSUED WILL INSURE THAT THE SAME HAVE NOT BEEN VIOLATED AND ANY FUTURE VIOLATION WILL NOT RESULT IN A FORFEITURE OR REVERSION OF TITLE AND THAT THERE ARE NO PROVISIONS UNDER WHICH THE LIEN OF THE INSURED MORTGAGE CAN BE EXTINGUISHED, SUBORDINATED OR IMPAIRED. 5. ANY EASEMENTS OR SERVITUDES APPEARING IN THE PUBLIC RECORDS. THE POLICY TO BE ISSUED WILL INSURE THAT NONE OF THE IMPROVEMENTS ENCROACH UPON THE EASEMENTS AND THAT ANY USE OF THE EASEMENTS FOR THE PURPOSES GRANTED OR RESERVED WILL NOT INTERFERE WITH OR DAMAGE THE EXISTING IMPROVEMENTS. 6. ANY LEASE, GRANT, EXCEPTION OR RESERVATION OF MINERALS OR MINERAL RIGHTS APPEARING IN THE PUBLIC RECORDS. THE POLICY TO BE ISSUED WILL INSURE AGAINST DAMAGE TO EXISTING IMPROVEMENTS, INCLUDING LAWNS, SHRUBBERY OR TREES, RESULTING FROM THE FUTURE EXERCISE OF ANY RIGHT TO USE THE SURFACE OF THE LAND FOR THE EXTRACTION OR DEVELOPMENT OF MINERALS. Page 3 Order No. AR - 20324746 SCHEDULE B — continued 7. THE POLICY TO BE ISSUED WILL INSURE AGAINST THE LOSS OR DAMAGE BY REASON OF ANY VIOLATION, VARIATION, ENCROACHMENT OR ADVERSE CIRCUMSTANCE AFFECTING THE TITLE THAT WOULD HAVE BEEN DISCLOSED BY AN ACCURATE SURVEY. THE TERM "ENCROACHMENT" INCLUDES ENCROACHMENTS OF EXISTING IMPROVEMENTS LOCATED ON THE LAND ONTO ADJOINING LAND AND ENCROACHMENTS ONTO THE LAND OF EXISTING IMPROVEMENTS LOCATED ON ADJOINING LAND. 8. LINE OF CREDIT TRUST GRANTOR: TRUSTEE: BENEFICIARY: ORIGINAL AMOUNT: DATED: RECORDED: RECORDING NO.: DEED AND THE TERMS AND CONDITIONS THEREOF: KIMBERLY R. WELBORN AND RAMON R. WELBORN, WIFE AND HUSBAND UPF INC., A WASHINGTON CORPORATION HORIZON CREDIT UNION $104,500.00 APRIL 23, 2007 APRIL 24, 2007 5526363 9. MATTERS RELATING TO THE QUESTIONS OF SURVEY, RIGHTS OF PARTIES IN POSSESSION, AND UNRECORDED LIEN RIGHTS FOR LABOR AND MATERIAL, IF ANY, THE DISPOSITION OF WHICH WILL BE FURNISHED BY SUPPLEMENTAL REPORT. NOTE: PLEASE ADVISE THE COMPANY AT LEAST THREE DAYS PRIOR TO CLOSING SO THAT WE MAY INSPECT THE LAND TO DETERMINE AND REPORT THE CURRENT STATUS OF THE ABOVE NOTED MATTERS. NOTE 1: THIS PROPERTY MAY BE SUBJECT TO A CHARGE BY SPOKANE COUNTY FOR SEWER CONSTRUCTION, REFERRED TO AS A CAPITAL FACILITIES RATE (CFR). THIS CHARGE IS IN ADDITION TO THE MONTHLY CHARGE FOR SEWER SERVICES. PLEASE CONTACT THE DIVISION OF UTILITIES BILLING SECTION FOR INFORMATION (509) 477-3604. NOTE 2: IF A MOBILE HOME IS LOCATED ON THIS PROPERTY, IT WILL BE EXCEPTED FROM THE LEGAL DESCRIPTION AND NOT INSURED BY THE POLICY UNLESS THE CERTIFICATE OF TITLE IS ELIMINATED AND THE MOBILE HOME IS CONVERTED TO REAL PROPERTY AS REQUIRED BY CHAPTER 65.20 OF THE REVISED CODE OF WASHINGTON, EFFECTIVE MARCH 1, 1990. TO ELIMINATE THE CERTIFICATE OF TITLE, A "MANUFACTURED HOME APPLICATION - TITLE ELIMINATION" FORM SHOULD BE OBTAINED FROM THE DEPARTMENT OF LICENSING. THE APPLICATION MUST BE SIGNED BY THE REGISTERED AND LEGAL OWNERS OF THE MOBILE HOME, THE OWNER OF THE LAND (USUALLY THE SAME AS THE REGISTERED OWNER), AND THE CITY OR COUNTY BUILDING PERMIT OFFICE; APPROVED BY THE DEPARTMENT OF LICENSING; AND RECORDED. ALL TAXES MUST BE PAID AND PROOF OF PAYMENT MUST BE GIVEN TO THE DEPARTMENT. FEES: THE STATE OF WASHINGTON DEPARTMENT OF LICENSING CHARGES FEES FOR PROCESSING A "MANUFACTURED HOME APPLICATION - TITLE ELIMINATION" AND FOR PROCESSING A CHANGE OF OWNERSHIP FOR A MOBILE HOME. THE DEPARTMENT OF PLANNING AND DEVELOPMENT SERVICES (PDS) ALSO CHARGES A FEE TO APPROVE ANY REQUEST FOR TITLE ELIMINATION. ADDITIONAL FEES MAY APPLY. PLEASE CALL YOUR TITLE COMPANY RECORDER FOR INFORMATION REGARDING SUCH ADDITIONAL FEES. NOTE 3: 7.1 AND 06 END WILL BE ISSUED WITH THE POLICY. NOTE 4: WE FIND NO PERTINENT MATTERS OF RECORD AFFECTING THE INCOMING BORROWER(S). Page 4 Order No. AR - 20324746 SCHEDULE B - continued NOTE S: NOTE 6: NOTE 7: NOTE 8: NOTE 9: BASED ON INFORMATION PROVIDED TO THE COMPANY, ON THE DATE OF THIS COMMITMENT IT APPEARS THAT THERE IS LOCATED ON THE LAND: A MANUFACTURED HOUSING UNIT KNOWN AS: 8523 EAST MAIN AVENUE SPOKANE VALLEY, WA 99212 THIS IS A LOAN -ONLY TRANSACTION. THE SPECIFIC DISCOUNTED RATE CLASSIFICATIONS APPLIED TO THE OWNER'S POLICY, AND ANY LENDER'S POLICY ALSO REQUESTED FOR THIS TRANSACTION, ARE DISCLOSED IN SCHEDULE A OF THE PRELIMINARY COMMITMENT. OTHER DISCOUNTED RATE CLASSIFICATIONS MAY APPLY, INCLUDING THE: REFINANCE RATE SHORT TERM RATE BUILDER'S AND SUBDIVIDER'S RATE JUNIOR MORTGAGE RATE LENDER'S STANDARD COVERAGE RATE ATTACHED IS A BRIEF DESCRIPTION FOR THESE RATES. PLEASE INFORM YOUR TITLE OFFICER IF YOU THINK YOUR TRANSACTION QUALIFIES FOR ONE OF THE LISTED DISCOUNT PREMIUM RATES. YOU MAY REACH YOUR TITLE OFFICER, ARLEEN RAUSCHER, AT (509) 227- 6514 OR ARAUSCHER@LANDAM.COM THE FOLLOWING MAY BE USED AS AN ABBREVIATED LEGAL DESCRIPTION ON THE DOCUMENTS TO BE RECORDED, PER AMENDED RCW 65.04. SAID ABBREVIATED LEGAL DESCRIPTION IS NOT A SUBSTITUTE FOR A COMPLETE LEGAL DESCRIPTION WITHIN THE BODY OF THE DOCUMENT. LOT(S) 4, OF SPOKANE VALLEY SP 39-05 IF YOU WOULD LIKE THE COMPANY TO ACT AS TRUSTEE IN THE PROPOSED DEED OF TRUST, PLEASE NOTE THAT "TRANSNATION TITLE INSURANCE COMPANY" MAY ACT AS TRUSTEE OF A DEED OF TRUST UNDER RCW 61.24.010(1). IN THE EVENT THAT THE COMMITMENT JACKET IS NOT ATTACHED HERETO, ALL OF THE TERMS, CONDITIONS AND PROVISIONS CONTAINED IN SAID JACKET ARE INCORPORATED HEREIN. THE COMMITMENT JACKET IS AVAILABLE FOR INSPECTION AT ANY COMPANY OFFICE. NOTE 10: THE POLICY(S) OF INSURANCE MAY CONTAIN A CLAUSE PERMITTING ARBITRATION OF CLAIMS AT THE REQUEST OF EITHER THE INSURED OR THE COMPANY. UPON REQUEST, THE COMPANY WILL PROVIDE A COPY OF THIS CLAUSE AND THE ACCOMPANYING ARBITRATION RULES PRIOR TO THE CLOSING OF THE TRANSACTION. Page 5 Order No. AR - 20324746 SCHEDULE B — continued (END OF EXCEPTIONS) Investigation should be made to determine if there are any sewer treatment capacity charges or if there are any service, installation, maintenance, or construction charges for sewer, water or electricity. In the event this transaction fails to close, a cancellation fee will be charged for services rendered in accordance with our rate schedule. The Policy committed for or requested may be examined by inquiry at the office that issued the Commitment. A specimen copy of the Policy form(s) referred to in this Commitment will be furnished promptly upon request. SAC Enclosures: Sketch Vesting Deed Paragraphs 8 Page 6 Order No.: AR - 20324746 a -rica Transnation 105 West Third Avenue Spokane, WA 99201 Phone: 509-227-6514 Fax: 509-926-1519 Discounted Rate Disclosure Addendum - Refinance -Only This is a refinance -only transaction. The specific discounted rate classifications applied to this transaction are disclosed in Schedule A of the preliminary commitment. Other discounted rate classifications may apply, including the: Refinance rate - For first priority mortgages that refinance prior indebtedness incurred by the present borrower. Short term rate - If a title policy has been issued within the last three (3) years. May not be combined with the prior title evidence rate. Builder's and subdivider's rate - For a lender's policy insuring the lien of a mortgage financing construction for resale. Junior mortgage rate - When a mortgage policy insuring the lien of a mortgage has previously been issued at the general schedule rate. Lender's standard coverage rate - When a commercial lender requests a standard coverage lender's policy with broad exceptions instead of specific descriptive exceptions. PLEASE INFORM YOUR TITLE OFFICER IF YOU THINK YOUR TRANSACTION QUALIFIES FOR ONE OF THE LISTED DISCOUNT PREMIUM RATES. You may reach your title officer, Arleen Rauscher, at (509) 227-6514 or ARauscher@Landam.com.. Please acknowledge your receipt of this rate disclosure by signing below. Name: Name: Date: Date: Please return to company at: 105 W. Third Avenue Spokane, WA 99201 Attn: Arleen Rauscher Discounted Rate Disclosure Addendum Issued by La eric Transnation 105 West Third Avenue Spokane, WA 99201 Phone: 509-227-6514 Fax: 509-926-1519 Transnation Title Insurance Company COMMITMENT FOR TITLE INSURANCE Transnation Title Insurance Company, a Nebraska corporation, herein called the Company, for a valuable consideration, hereby commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest covered hereby in the land described or referred to in Schedule A, upon payment of the premiums and charges therefor; all subject to the exceptions and conditions and stipulations shown herein, the Exclusions from Coverage, the Schedule 8 exceptions, and the conditions and stipulations of the policy or policies requested. (See the following pages for printed Exclusions from Coverage and Schedule 8 exceptions contained in various policy forms.) This Commitment shall be effective only when the identity of the proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A hereof by the Company, either at the time of the issuance of this Commitment or by subsequent endorsement and is subject to the Conditions and Stipulations. This Commitment is preliminary to the issuance of such policy or policies of title insurance and all liability and obligations hereunder shall cease and terminate 180 days after the effective date hereof or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue such policy or policies is not the fault of the Company. NOTE: THE POLICY COMMITTED FOR MAY BE EXAMINED BY INQUIRY AT THE OFFICE WHICH ISSUED THE COMMITMENT, AND A SPECIMEN COPY OF THE POLICY FORM (OR FORMS) REFERRED TO IN THIS COMMITMENT WILL BE FURNISHED PROMPTLY UPON REQUEST. Attest: `tvE INso?, Hi SEAL 1. Secretary sd. ;:aa',s 1,NfeN• ASKp, - Transnation Title Insurance Company By: Ankh. a"14 President COMMITMENT CONDITIONS AND STIPULATIONS 1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument. 2. If the proposed Insured has or acquires actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule 8 of this Commitment accordingly, but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions and Stipulations. 3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule 8, or (c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and Stipulations and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at< httpl/www.alta.orgh. Commitment Cover - WA (Revised 8-07) SCHEDULE OF EXCLUSIONS FROM COVERAGE AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing -business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth -in -lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). Commitment Cover - WA (Revised 8-07) SCHEDULE OF EXCLUSIONS FROM COVERAGE (continued) AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of• 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. Commitment Cover - WA (Revised 8-07) SCHEDULE OF EXCLUSIONS FROM COVERAGE (continued) AMERICAN LAND TITLE ASSOCIATION HOMEOWNER'S POLICY OF TITLE INSURANCE FOR A ONE -TO -FOUR FAMILY RESIDENCE (10-22-03) In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes ordinances, laws and regulations concerning: (a) building (b) zoning (c) Land use (d) improvements on the Land (e) Land division (f) environmental protection This Exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15 16, 17 or 24. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at the Policy Date. 3. The right to take the Land by condemning it, unless: (a) a notice of exercising the right appears in the Public Records at the Policy Date; or (b) the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 4. Risks: (a) that are created, allowed, or agreed to by You, whether or not they appear in the Public records; (b) that are Known to You at the Policy Date, but not to Us, unless they appeared in the Public Records at the Policy Date; (c) that result in no loss to You; or (d) that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.d, 22, 23, 24 or 25. 5. Failure to pay value for Your Title. 6. Lack of a right: (a) to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A; and (b) in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 18. Commitment Cover - WA (Revised 8-07) The matters listed below each policy form are expressly excepted from the coverage of that policy and that policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason thereof. SCHEDULE B EXCEPTIONS APPEARING IN ALTA OWNER'S POLICY - STANDARD COVERAGE AND STANDARD COVERAGE LOAN POLICY 1. Taxes or assessments which are not now payable or which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records; proceedings by a public agency which may result In taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession, or claiming to be in possession, thereof. 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage In area, encroachments, or any other facts which a correct survey of the land would disclose, and which are not shown by the public records. 5. Any lien, or right to a lien, for labor, material, services or equipment, or for contributions to employee benefit plans, or liens under Workmans' Compensation Acts, not disclosed by the public records. 6. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the Issuance thereof; (c) Indian treaty or aboriginal rights, Including, but not limited to, easements or equitable servitudes; or, (d) water rights, claims or title to water, whether or not the matters excepted under (a), (b), (c) or (d) are shown by the public records. 7. Right of use, control or regulation by the United States of America in the exercise of powers over navigation; any prohibition or limitation on the use, occupancy or improvement of the land resulting from the rights of the public or riparian owners to use any waters which may cover the land or to use any portion of the land which is now or may formerly have been covered by water. 8. Any service, installation, connection, maintenance or construction charges for sewer, water, electricity, or garbage collection or disposal, or other utilities unless disclosed as an existing lien by the public records. SCHEDULE B EXCEPTIONS APPEARING IN ALTA OWNER'S POLICY - EXTENDED COVERAGE 1. Taxes or assessments which are not now payable or which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records; proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Underground easements, servitudes or Installations which are not disclosed by the public records. 3. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) Indian treaty or aboriginal rights, including, but not limited to, easements or equitable servitudes; or, (d) water rights, claims or title to water, whether or not the matters excepted under (a), (b), (c) or (d) are shown by the public records. 4. Right of use, control or regulation by the United States of America in the exercise of powers over navigation; any prohibition or limitation on the use, occupancy or improvement of the land resulting from the rights of the public or riparian owners to use any waters which may cover the land or to use any portion of the land which is now or may formerly have been covered by water. 5. Any service, installation, connection, maintenance or construction charges for sewer, water, electricity, or garbage collection or disposal, or other utilities unless disclosed as an existing lien by the public records. SCHEDULE B EXCEPTIONS APPEARING IN EXTENDED COVERAGE ALTA LOAN POLICY (06-17-06) and ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) No general exceptions appear in these policy forms. Commitment Cover - WA (Revised 8-07) Project Number: 07001639 Inv: 1 Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Project Information: Date: 5/7/2007 Page 1 of 2 Permit Use: 2007 VALLEY QUALITY HOMES 26 X 40 Setbacks: Front Site Information: Plat Key: Left: Right: Rear: Contact: ALL SEASON EXCAVATION Address: P.O. BOX 14978 C - S - Z: SPOKANE, WA 99214 Phone: (509) 922-4135 Group Name: Project Name: Name: Range District: Nort Parcel Number: 45184.1232 Block: SiteAddress: 8523 E MAIN AVE Location:: CSV Lot: Owner: Name: RAYMOND & KIMBERLY WELB Address: 7011 E 2ND SPOKANE VALLEY, WA 99212 Zoning: UR,36--'7 Urban Residential5 7 Water District: Hold: ❑ Area: 6,768 Sq Ft Width: 0 Depth: 0 Right Of Way (ft): 0 Nbr of Bldgs: 0 Nbr of Dwellings: 0 Review Information: Review Landuse/Zoning/HE Conditions Permits: Released By: Manufactured Home Contractor: ALL SEASONS EXCAVATION Firm: CLAY CLACEY/ALL SEASONS EX Address: PO BOX 14978 SPOKANE, WA 99214 Phone: (509) 922-4135 Item Description Units Unit Desc Fee Amount INSPECTION FEE 2 # SECTIONS $100.00 Permit Total Fees: $100.00 Operator: JD Printed By: JD Print Date: 5/7/2007 Project Number: 07001639 Notes: Application THIS IS NOT A PERMIT Penalties will be assessed for commencing work without a permit Payment Summary: Permit Type Manufactured Home Inv: 1 Fee Amount Invoice Amount Amount Paid Amount Owing $100.00 $100.00 $0.00 $100.00 $100.00 $100.00 $0.00 $100.00 Date: 5/7/2007 Page 2 of 2 Disclaimer: Submittal of this application certifies the owner (or person(s) authorized by the owner) has both examined and finds the information contained within to be true and correct, and agrees that all provisions of laws and/or regulations governing this type of work will be complied with. Subsequent issuance of a permit shall not be construed to be a permit for, or an approval of, any violation of any of the provisions of the code or of any other state or local laws or ordinances. Signature: Operator: JD Printed By: JD Print Date: 5/7/2007 11 20 6� 1 11 E LER° T12 2ct )9' No. 937 811 E Engineer's Computation Pacl AliSeasons .'x avaGonpinc,, P.O. Box 14978 Spokane. WA 99214 PLANNING DEPT. APPROVED BY:"T DATE: 5/1//0 a .2.60/, "3 no r- fze,, — ' 7 -7 /2YZ /off ; /9 5 / h /4-• Permit Center uTr p B rie 11707 E Sprague Ave, Suite-106 1'1 E .000ValleY Spokane Valley, WA 99206 (509)688-0036 FAX:(509)688-0037 nn Community Development ww' '•spokan.evallev.org U MAY Manufactured Home Permit Application D OTHER PERMIT NUMBER: PERMIT FEE: SITE ADDRESS: ��. f i ASSESSORS PARCEL NO: Building Owner: Name: ?aJ/`,,,,,„, /�/�i.-, % / , %S� �o✓�i Address: 20.7/ E 2 h ej / City / v j oKl4n C1/ C State:C / Zip95,2/2 G<. Phoi975, Fax:�G4fd/ tS�� Contact Person Name: J Phone: P 2/ y, Describe the scope of work in detail: LEGAL DESCRIPTION: Contractor: Name. ��/ ' z. r r c c li'-h .�h _ - Addrreess / / P City:�� State Zip—. Phon 27-��V Fax:�`/-le Contractor Lic No: ,1�r0- - /d i C / Exp Date: /,9 /,p City Business Lic. No: P / /.ic-his7act .7- PG�✓- MANUFACTURED HOME Width: 2‘- Lenb h: Manufacture: Qu�i7' Previous Address: Proposed Use: j2,j-. hui Year:2� Pit Set: Cf. Septi Sewer: The permitee verifies, acknowledges and agrees by their signature that: 1) If this permit is for construction of or on a dwelling, the dwelling is/will be served by potable water. 2) Ownership of this City of Spokane Valley Permit inure to the property owner. 3) The signatory is the property owner or has permission to represent the property owner in this transaction. 4) All construction is to be done in full compliance with the City of Spokane Valley Development Code. Referenced codes are available for review at the City of Spokane Valley Permit Center. 5) This City of Spokane Valley Permit is not a permit or approval for any violation of federal, state or local laws, codes or nances. 6) PI. - or _.ditionai information may be required to be submitted, and subsequently approved before this application rocess Signature Method of y ❑ Cash ►+ Check ❑ Mastercard ❑ VISA Bankcard #: Expires: VIN#: Authorized Signature: REVISED 8/23/2005 509 466 4533 G UARDiA N 08:20:07 a.m. 04-25-2007 4 /4 20' 20' 5 (74ciuosidtiti/4" Plp. d 124,94' �Found A000p 3/4" Pipe L ea.pt.d 125.08' R b N \I° 1Z4 t,,t�f 104.12' g} _ N6B'16'6'E Existing tS' Nigh C. Y0 LOT "4" elb obscwing fenc. e! 8 .4 west of property Im. Etworgeway Apparatus lten Existing 8' N1M C. sits oblourmg fens. f .4 wed of prcp.rtY 1` s 20' I ress/Cgrsso Sewer k Utll y Eawnent r Extstin9 8' 111911 Cl. site. obsouring *me. 7 .oft of propel!' 1 5.768 Sq.Ft. • sou1/ N$9'16'5, _$ 10419' 't ' '%,LOT •'s°' 6,770 Sq.Ft. I Ne8'te's1'e 104.11{ LOT "2." 6,771 Sq.Ft. { S6911611'W 104,20. LOT ' 1 " 12,075 Sq.Ft. ins 20' I !0' D y Utility Ees.mmt 18 } _IL Ziji FonndAca.pte0t/2' Prp-62 55' Nei7 $ y WB911'31'E 311 l _ 125.00' 3 Exlskin9 0' Nign Ct. fiU obscurtrnp fsnes 1.-1 ...III of property line 24, 94' , jUtlllty Easement 1 6' Utility Easement n 7aund Count Plf 9fitn Iarcs Tag R5564 053' N of Cato Jr iCOW Tiof Coto. Used for Basta of Sevin 0niy MAIN AVE. 12' 9ord.r Eo..ment g b HARRINGTON' S ADDITION TO HUTCHINSON BLOCK 6 Ail Seasons 'x f•'4tiort•117c. P.O. Box 14978 Spokane. WA 99214 Fou Acc Fr 509 466 4533 GUARDIAN 09:1 6.02 a.rr. 04-25-2007 2 /4 WHEN RECORDED RETURN TO; Horizon Credit Union P.0.9ox 15128 Spokane,'Washington 99215 Grantor(s); KiMBERLY R WELBORN RAMON R WELBORN TII$ Spa_e Provided for Recorders Use LiNE OF CREDIT TRUST DEED Grantee(s):Hotizon Credit Union P.O. Eex 15128 Spokane, Washington, 99215 Abbreviated Legal; Lctis) 4 of City of Spokane Valley SNP 39-05 For complete legal description, see attached Exhibit A. Assessor's Property Tax Parcel or Account No.: 45184.1232 Reference Numbers of Documents Assigned or Releaaed: THIS LINE OF CREDIT TRUST DEED IS DATED 4/23/2007 KIMBERLY R WELBORN AND RAMON R WELBORN, WIFE AND HUSBAND ,AMONG whose addnsas la 8523 E MAIN. SPOKANE VALLEY WA 99212 (referred to below as "Grantor"); Horizon Credit Union, whose address is P.O.Box 15128, Spokane, Washington 99215 (sometimes referred to below as "Lender" end somelimea as "beneficiary"); and UPF in;, a Washington Corporation, (referred tc below as "Trustee"), In care of Brad L. Williams, Attorney at Law. This Line of Credit Trust Deed secures the Home Equity Credit Account A reernent (the "Agreement") dated 4/234.007 , In the maximum principal amount at any one time of $ . For purposes of security, the maximum term of your Account and the Agreement is thirty (30) years, which includes the specific draw and repayment period including any renewals or extensions thereto. 1. CONVEYANCE AND GRANT. For valuable consideration, Grantor conveys to Trustee for the benefit 04 Lender as Beneficiary ail of Grantor's right, title and interest in and to the real proeeertyy described above ("Real Property"), together with ail existing or subsequently erecteo or affixed buildings, Improvements and nature`; zit easements, rights of way, are appurtenances; all water, water `tents and ditch rights (including stc'k in utilities with ditch or:rr1gailon rights); and al! other rights, royaltes. and profits relating to the real property, Including without limitation all minarets, oil, gas, geothermal and simiiar matters. 2. DEFINITIONS. Ths following words shall have the following meanings when used in this Trust Deed: a) Indebtedness. The word 'indebtedness" means all prina'pa! and interest payabie under the Home Equity Credit Account Agreement and any amounts advanced or expended ey Lender to discharge obligatons of Grantor or expenses incurred by Trustee or Lender to enforce obliggations or Grantor under this Trust Deed, together with interest on such amounts as provided In this Trust Deed. This Trust Deed -secures your Equity Line of Credit Account or Horne Equity Account under The Agreement. The term 'Equity Line or Credit" is a revoiving lire of credit account which obligates Lender to make advances to Grantor in the maximum principer amount at any one time as set forth above until the Agreement Is terminated or suspended or if advances are made up to the maximum credit limit, and G'sntor complies with the tens of the Agreement. Funds may be advanced by Credit Unlan, repaid by Granter. and subsequently readvanced by Credit Union in accordance with the Agreement. Notwitt•,stending the amount outstanding at any particular time, this Trust Deed secures the total Indebtedness under the Agreement. The "home Equity Account" permits Borrower to request additional advancee after the initial advance sub,fect to the Credit Union's credit and security verification. Tree unpaid balance of your account under the Agreement will remain in full force and effect notwithstanding a zero outstanding balance on the fine from time to time. b) Personal Property. The words "Personal Property mean elf equipment, fixtures, and ether articles of personal property owned by Grantor, now or hereafter attached or affixed to the Rear Property; together with all accessions pars, and additions to, all replacements of, and ail substitutions for, any of such property and together with al! proceeds (Including without :irritation all insurance proceeds and refunds of premiums) fcm any sale or other disposition of the Property. c) Property. The word "Property" means ooilective!y the Rea/ Property and the Personal=roperty. d) Related Documents. The words "Related Documents" mean and include without limitation all advance vouchers, Loan agreements, guaranties. security agreements, mortgages, deeds of trust, and all other documents, whether now or hereafter existing, executed in connection with Granter's indebtedness to Lender. C Farlelph, Wade & Witt, F.C. (wA/0 LOC 02/02) Page 1 of 7 eppestee * 304116 ur z•..oa AlSeasons z aY'ation?1nc, P.O. Box 14978 Spokane. WA 99214 FROM : FAX NO. : May. 02 2007 01:48PM P1 Clzs � Roeck REALTOR.` /02/2_ y ,3,4i.7 82 (1) TOTAL PAGES MUM:4M 7 COVER.: FROM: Bettie M. Roecks (Y)j-0 VOICE: (509) 928-8811 FAX: (509) 928-8813 103 N. LOCUST RD SPO KAN E, WA 99206 MAY 02 202? 13:33 PAGE.01 FROM FRX NO. : 05/02/2007 14:22 5099271117 May. 02 2007 01:49PM P2 HERMAN HERMAN iOU..l. FY PAGE 01 L002/tall WHEN RECORDED RETURN TO HER.MAN, I-IE3.NAN, & JOLLIYY, PS PO BOX 14347 SPOICANE, WA 99214 File No. R7-23948 111111/11!IIIIIIIIIIIINIIIIII111/111111/11111111111111 P e 6163`2,P PC 3.66 soOkane Co. WA STATUTORY WARRrTY DEED .9ba9gj9a-a' THE CiRA.N•rOR, MARC RICHARD ROECKS, as his separate property, for and in consideration of ten dollars and other valuable consideration ($10, 00), in hand paid, convey and warrant to KIMBERLY R. WELBORN and RAMON R. WELBORN, wife and husband, the following described real estate, situated in the County of Spokane , Stare of Washington: Lot 4 of CITY OF SPOKAN* VALLEY SHORT PLAT 39-05, as per plat thereof recorded in Volume 22 of Short Plats, Pages 3 and 4, and altered psiges 3A and 4A; Situate in the City of Spokane Valley, County of Spokane, State of Washington. Parcel No. 45184.12 3 2 Subject to: Taxes and assessrr4ents not yet due, easements, agreements, restrictions, reservations, covenants, dcdarations, rights -of -way, surveys, relinquishments, and notices of record or conouned In -the pia; if any. Dated April , 2007. ,a STATE OP WASHINGTON ) 4 Ss. ▪ COUNTY OF SPOKANE ) i0 u i certify that 1 lu;ow or have satisfactory evidence that IvIARC RICHARD ROECKS is the ro person who appeared before tic, and said person acknowledged that lac signed this instrument and O ackno,vlcdged it ro be his free and voluntary act for the uses and purposes mentioned in the instrument. N ..WARRANTY DEED to to MAY 02 2007 13:33 PFGE.02 FROM : 05/02/20S7 14:22 5099271117 FAX NO. : May. 02 2007 01:49PM P3 HERMAN HERMAN JOLLEY PAGE 02 Dated: April Z- 2007. 7 ..WARRANTY DEED MAY' 02 2007 13:33 IIIIVIIIIIIIIIIIIIdlllllll1111111111111111111110111NI 5$ en rReH rlerroN, rI1 E IRS co un �s 3nokane Co, IJd Notary Public in and for the State o£ Washington, residing at Spokan Val ry. My appoincmcnt expires: GEC 4 Cn PAGE.03