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12_-_2021-7-20_Steven_ChristianTo: Lori Barlow, AICP, Senior Planner, City of Spokane Valley Dear MS. Barlow, This is in reference to the Painted Hills Planned Residential Development located in the Spokane Valley. After reading the proposed flood zone mitigation plan, I can only assume that the developer believes they can control the will of GOD and natural occurrences. From what I can tell the proposed development lays approximately 80% within a FEMA designated AE fold zone which will require FEMA flood insurance. I am stunned that development is even remotely being considered for approval. Given the location and the flood zone status, the highest and best use would be a park or other facility, where no housing would be built. AE flood zones are areas that present a 1% annual chance of flooding and a 26% chance over the life of a 30-year mortgage, according to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations. Most AE flood zones are located in close proximity to floodplains, rivers and lakes, though low-lying regions without large bodies of water may also be classified under this designation. Since these areas are prone to flooding, homeowners with mortgages from federally regulated lenders are required to purchase flood insurance through the NFIP. I respectfully request that this project NOT be approved based on proven flood zone information and potential unnecessary financial burden to any potential homeowner. Respectfully, Steven B. Christian 3915 S. Sunderland Dr. Spokane Valley, WA 99206-8629 509-995-8953 Steveb.christian@gmail.com