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25-063.01ACICoatingsLLC2025CenterPlaceGreatRoomImprovements CONTRACT AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF SPOKANE VALLEY AND ACI Coatings LLC Spokane Valley Contract#25-063.01 For good and valuable consideration,the legal sufficiency of which is hereby acknowledged, City and the Contractor mutually agree as follows: 1.Purpose:This Amendment is for the Contract for constructions and completions of the 2025 CenterPlace Great Room Improvements by and between the Parties, executed by the Parties on April 29, 2025, and which terminates on June 6,2025 Said contract is referred to as the"Original Contract"and its terms are hereby incorporated by reference. 2.Original Contract Provisions:The Parties agree to continue to abide by those terms and conditions of the Original Contract and any amendments thereto which are not specifically modified by this Amendment. 3. Amendment Provisions: The Original Contract is subject to the following amended provisions, which are either as follows, and attached hereto as Exhibit A-1. All such amended provisions are hereby incorporated by reference herein and shall control over any conflicting provisions of the Original Contract, including any previous amendments thereto. Additional work added to the contract shown in attached Exhibit A-1.costing$1.334.03 (tax included). 4.Compensation Amendment History: This is Amendment#_1 of the Original Contract. The history of amendments to the compensation on the Original Contract and all amendments is as follows: Date Compensation Original Contract Amount April 29,2025 $28,828.49 Amendment#1 May 29,2025 $1,334.03 Total Amended Compensation $30,162.52(tax included) The parties have executed this Amendment to the Original Contract this 3 day of ,2025. CITY OF SPOKANE VALLEY: CONTRACTOR: J n Hohman By: City Manager Its: Authorized Representative APPROVED AS TO ORM: Of ice he City Att ey 1 Exhibit A-1 A C I 111SPOKAONTGOMERY NE,WA 99206 DR Estimate • 509-891-4959 Date Estimate# 5/20/2025 111976 Name/Address CITY OF SPOKANE VALLEY DAREN EVERETT CITY HALL 10210 E SPRAGUE AVE SPOKANE VALLEY,WA 99206 Terms Project per contract CO#1 Description Total WORK TO BE COMPLETED AT CENTER PLACE CHANGE ORDER FOR ADDED DRYWALL WORK AROUND ROLL UP DOOR AND DINING AREA CEILING LABOR REPAIR AND FLOAT DRYWALL AROUND ROLL UP DOOR 400.00T LABOR 0 RE TAPE AND MUD WHERE SEEMS ARE FAILING IN CEILING 600.00T; SUNDRIES/DRYWALL TAPE AND COMPOUND 225,00T TOTAL W/O SALES TAX 1,225.00 1 Thank you for considering ACI Coatings Ik. Subtotal S1,225.00 A 25%DEPOSIT IS REQUIRED NO LATER THAN 3 DAYS PRIOR TO THE START Sales Tax (8.9%) $109.03 OF THE PROJECT.MONTHLY BILLING FOR EACH RETAIL JOB IS BILLED AS A 0500,F THE PROGRESS.ALL INVOICES ARE DUE ON RECEIPT. Go to wwM.ACICoatings.con>/make-a-payment to pay your deposit and invoice online. Balance Due $1,334.03 as of invoice date _____.........41 ACICOAT-01 ACOMFORT ACORO' DATE(MM/DD/YYYY) ‘........-- CERTIFICATE OF LIABILITY INSURANCE 4/8/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). CONTACT Amber Comfort,CIC,ACSR PRODUCER NAME: Alliant Insurance Services,Inc. PHONEFAX 818 W Riverside Ave Ste 800 (A/C,No,Eat):(509)343-9246 (A/C,No):(509)325-1803 Spokane,WA 99201 aDORIESS:amber.comfort@alliant.com INSURER(S)AFFORDING COVERAGE NAIC# INSURER A:BITCO General Insurance Corp __ 20095 INSURED INSURER B: ACI Coatings LLC dba ACI Coatings INSURER C: 11406 E Montgomery Dr INSURER D: Spokane Valley,WA 99206 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUER POLICY NUMBER POLICY EFF POLICY EXP LIMITS LTR INSD WVD IMMIDD/YYYYI IMM/DD/YYYYI A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS-MADE X OCCUR CLP3751434 11/30/2024 11/30/2025 DAMAGE TO RENTED 100,000 X PREMISES(Ea occurrence) $ MED EXP(Any one person) $ 1,000 PERSONAL&ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 2,000,000 POLICY X JET LOC PRODUCTS-COMP/OP AGG $ 2,000,000 OTHER: $ A AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT 1,000,000 (Ea accident) $ X ANY AUTO CAP3751433 11/30/2024 11/30/2025 BODILY INJURY(Per person) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY(Per accident) $ AUTOS ONLY X AUUTOS ONLY PROPERTYPer DAMAGE X accident) $ $ A X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 5,000,000 EXCESS LIAB CLAIMS-MADE CUP3751435 11/30/2024 11/30/2025 AGGREGATE $ 5,000,000 DED X RETENTION$ 10,000 $ A WORKERS COMPENSATION PR PEATUTE EOTH AND EMPLOYERS'LIABILITY CLP3751434 11/30/2024 11/30/2025 1,000,000 ANY PROPRIETOR/PARTNER/EXECUTIVE R Y/N E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 1,000,000 If yes,describe under 1,000,000 DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Cityof Spokane ValleyTHE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN P ACCORDANCE WITH THE POLICY PROVISIONS. 2426 N Discovery Place Spokane Valley,WA 99216 AUTHORIZED REPRESENTATIVE ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD Certificate Disclaimer Alliant Insurance has recently updated their Certificate of Liability procedures to minimize unnecessary errors and to help clients and certificate holders understand the limitations and provisions outlined in their insurance policies.We will do so by adhering to the recommendations found in the recent Acord form manual and by staying compliant with state statute WAC 284-30-355 and (ORS)744.074(1)(e).Alliant aims to ensure clarity and accuracy in coverage interpretation while also protecting the interests of its clients and certificate holders. While we can still add specific details such as job numbers, contract names, event dates, or specific locations on certificates, it's crucial to note that Alliant cannot bind our insurers to anything beyond what is specified in the endorsement. If the Additional Insured box is checked, individuals can refer to the Additional Insured endorsement attached to their certificate for detailed coverage information. Ultimately, coverage is determined by the policy, its terms, and individual endorsements, and as established by the contract between the Named Insured and the Additional Insured. If there are any further inquiries or requests for clarification, please do not hesitate to reach out to us for further assistance. RESOURCES: https://mvportal.alliant.com/business/rm/Document%20Library/COI-state-law.pdf THIS ENDORSEIVENT CHANGES THE POUCY. PLEASE READ IT CAREFULLY. BUILDERS EXTENDED UABIUTY COVERAGE This endorsement modifies insurance provided under the following: CONNERCIAL GENERAL UABILITY COVERAGE FORM It is agreed that the provisions listed below apply only upon the entry of an X in the box next to the caption of such provision. A I X Partnership and Joint Venture Extension N. X Construction Project General Aggregate Limits B. X Contractors Automatic Additional Insured Coverage—Ongoing Operations O. X Fellow Er r ployee Coverage C. X Automatic Waiver of Subrogation P. X Property Damage Liability- Elevators D. I X Extended Notice of Cancellation, Q. I X I Care, Custody or Control Nonrenewal R. I X I Concrete Rework Labor Reimbursement E. I X Unintentional Failure to[sdose Hazards Coverage F. I X I Broadened Mobile Equipment S. I X Lost Key Coverage G. X Personal and Advertising Injury- T. X Electronic Data Liability Coverage Contractual Coverage U. Consolidated Insurance Program Residual H. X Nonemployment Discrimination Liability Coverage I. I X Liquor Liability V. I X Automatic Additional Insureds—Managers or Lessors of Premises J. X Broadened Conditions W. I X I Automatic Additional Insureds—State or K X Automatic Additional Insureds—Equipment Governmental Agency or Political Leases Subdivisions—Permits or Authorizations L. X Insured Contract Extension—Railroad X. X Contractors Automatic Additional Insured Property and Construction Contracts Coverage—Completed Operations M. X Turnkey Jobs-Coverage For Alienated Y. X Additional Insured—Engineers, Architects Premises or Surveyors A PARTNERSHIP AND JOINT VENTURE EXTENSION The following provision is added to SECTION II-WHO IS AN INSURED: The last full paragraph which reads as follows: No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Dedarations. GL-3084(10/19) -1- is deleted and replaced with the following: Wth respect to the conduct of any past or present joint venture or partnership not shown as a Named Insured in the Declarations and of which you are or were a partner or member,you are an insured, but only with respect to liability arising out of "your work" on behalf of any partnership or joint venture not shown as a Named Insured in the Declarations, provided no other sirrilar liability insurance is available to you for"your work"in connection with your interest in such partnership or joint venture. B. CONTRACTORS AUTOMATIC ADDITIONAL INSURED COVERAGE—ONGOING OPERATIONS SECTION II — WHO IS AN INSURED is amended to indude as an additional insured any person or organization who is required by written contract to be an additional insured on your policy, but only with respect to liability for "bodily injury', "property damage" or "personal and advertising injury' caused, in whole or in part, by: 1. Your acts or onssions;or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for the additional insured(s) at the project(s) designated in the written contract. Wth respect to the insurance afforded to these additional insureds, the following additional exdusions apply: This insurance does not apply to"bodily injury'or"property damage"occurring after: 1. All work, induding materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s)at the location of the covered operations has been completed;or 2. That portion of "your work" out of which the injury or damage aria has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. This insurance is excess of all other insurance available to the additional insured,whether primary, excess, contingent or on any other basis, unless the written contract requires this insurance to be primary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Declarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance wi l l be excess. C. AUTOMATIC WAIVER OF SUBROGATION Item 8. of SECTION IV- CONINERCIAL GENERAL LIABILITY CONDI11ONS, is deleted and replaced with the following: 8. Transfer of Rights of Recovery Against Others to Us and Automatic Waiver of Subrogation. a. If the insured has rights to recover all or part of any payment we have made under this Coverage Form, those rights are transferred to us. The insured must do nothing after loss to in-pair those rights. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. b. If required by a written contract executed prior to loss, we waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of"your work"for that person or organization. GL-3084(10/19) -2- D. EXTENDED NOTICE OF CANCELLATION,NONRENEWAL Item A.2.b. of the CONNION POJCY CONDITIONS , is deleted and replaced with the following: A2.b. 60 days before the effective date of the cancellation if we cancel for any other reason. Item 9. of SECTION IV- COMVERQAL GENERAL UABILfTY CONDITIONS, is deleted and replaced with the following: 9. WHEN WE DO NOT RENEW a. If we choose to nonrenew this policy, we will mail or deliver to the first Named Insured shown in the Dedarations written notice of the nonrenewal not less than 60 days before the expiration date. b. If we do not give notice of our intent to nonrenew as prescribed in a above, it is agreed that you may extend the period of this policy for a maximum additional sixty(60) days from its scheduled expiration date. Where not otherwise prohibited by law, the existing terms, conditions and rates will remain in effect during that extension period. It is further agreed that so long as it is not otherwise prohibited by law, this one time sixty day extension is the sole remedy and liquidated damages available to the insured as a result of our failure to give the notice as prescribed in 9.a. above. E. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS Although we relied on your representations as to existing and past hazards, if unintentionally you should fail to disdose all such hazards at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. F. BROADENED MOBILE EQUIPMENT Item 12.b. of SECTION V-DEFINITIONS , is deleted and replaced with the following: 12.b. Vehicles maintained for use solely on or next to premises, sites or locations you own, rent or occupy. G. PERSONAL AND ADVERTISING INJURY-CONTRACTUAL COVERAGE Exclusion 2.e. of SEC11ON I,COVERAGE B, is deleted. H. NONEMPLOYNENf DISCRIIVINAIION Unless"personal and advertising injury"is excluded from this policy: Item 14. of SECTION V-DEFINITIONS , is amended to indude: "Personal and advertising injury" also means embarrassment or humiliation, mental or emotional distress, physical illness, physical impairment, loss of earning capacity or monetary lass, which is caused by"discrimination." SEC11ON V-DEFINITIONS , is amended to indude: "Discrimination" means the unlawful treatment of individuals based on race, color, ethnic origin, age, gender or religion. GL-3084(10/19) -3- Item 2.Exclusions of SECTION I,COVERAGE B , is an-ended to include: "Personal and advertising injury' arising out of "discrimination" directly or indirectly related to the past employment, employment or prospective employment of any person or Bass of persons by any insured. "Personal and advertising injury' arising out of "discrirrination" by or at your, your agents or your "employees"direction or with your,your agents or your"employees"knowledge or consent. "Personal and advertising injury' arising out of "discrimination" directly or indirectly related to the sale, rental, lease or sub-lease or prospective sale, rental, lease or sub-lease of any dwelling, permanent lodging or premises by or at the direction of any insured. Fines, penalties, specific performance or injunctions levied or imposed by a governmental entity, or governmental code, law,or statute because of"discrimination." I. UQUOR UABIUTY Exclusion 2.c. of SECTION I,COVERAGE A , is deleted. J. BROADENED CONDITIONS Items 2.a. and 2.b. of SECTION IV - CO(VVERGAL GENERAL LIABILITY CONDITIONS, are deleted and replaced with the following: 2. Duties In The Event Of Occurrence,Offense,Claim Or Suit: a. You must see to it that we are notified of an "occurrence" or an offense which may result in a daim as soon as practicable after the "occurrence" has been reported to you, one of your officers or an"errployee"designated to give notice to us. Notice should indude: (1) How, when and where the"occurrence"or offense took place; (2) The names and addresses of any injured persons and witnesses;and (3) The nature and location of any injury or damage arising out of the"occurrence"or offense. b. If a daim is made or"suit"is brought against any insured,you must: (1) Record the specifics of the daim or "suit" and the date received as soon as you, one of your officers, or an"employee"designated to record such information is notified of it;and (2) Notify us in writing as soon as practicable after you, one of your officers, your legal department or an "employee" you designate to give us such notice learns of the daims or "suit." Item 2.e. is added to SECTION IV-CONIVERCIAL GENERAL UABIUTY CONDITIONS : 2.e. If you report an "occurrence" to your workers compensation insurer which develops into a liability claim for which coverage is provided by the Coverage Form,failure to report such"occurrence"to us at the time of "occurrence" shall not be deemed in violation of paragraphs 2.a., 2.b., and 2.c. However, you shall give written notice of this "occurrence" to us as soon as you are made aware of the fact that this"occurrence"may be a liability claim rather than a workers compensation daim. GL-3084(10/19) -4- K AUTOMATIC ADDITIONAL INSUREDS-EQUIPMENT LEASES SECTION II - WHO IS AN INSURED is amended to indude any person or organization with whom you agree in a written equipment lease or rental agreement to name as an additional insured with respect to liability for"bodily injury, "property damage"or"personal and advertising injury'caused, at least in part, by your maintenance, operation, or use by you of the equipment leased to you by such person or organization,subject to the following additional exdusions. The insurance provided to the additional insured does not apply to: 1. "Bodily injury'or"property damage"occurring after you cease leasing the equipment. 2. "Bodily injury'or"property damage"arising out of the sole negligence of the additional insured. 3. "Property damage"to: a Property owned, used or occupied by or rented to the additional insured; or b. Property in the care, custody or control of the additional insured or over which the additional insured is for any purpose exercising physical control. This insurance is excess of all other insurance available to the additional insured,whether prirrury, excess, contingent or on any other basis, unless the written contract requires this insurance to be primary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Dedarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance will be excess. L INSURED CONTRACT EXTENSION-RAILROAD PROPERTY AND CONSTRUCTION CONTRACTS Item 9.of SECTION V-DEFINITIONS is deleted and replaced with the following. 9. "Insured Contract"means: a A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire to premises while rented to you or temporarily occupied by you with permission of the owner is not an"insured contract"; b. A sidetrack agreement; c. Any easement or license agreement; d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality; e. An elevator maintenance agreement; f. That part of any other contract or agreement pertaining to your business (including an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury' or "property damage" to a third person or organization. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. GL-3084(10/19) -5- Paragraph f.does not indude that part of any contract or agreement: (1) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys,field orders,change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage;or (2) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, induding those listed in (1) above and supervisory, inspection, architectural or engineering activities. M TURNKEY JOBS-COVERAGE FOR ALJENATED PRENISES It is agreed that: Exclusion 2.j.(2) of SECTION I, COVERAGE A, does not apply if the premises are "your work" and were not occupied, rented or held for rental by you for more than 12 months after completion. N. CONSTRUCTION PROJECT GENERAL AGGREGATE UNITS This modifies SECTION III-UIVITS OF INSURANCE . A. For all sums which can be attributed only to ongoing operations at a single construction project for which the insured becomes legally obligated to pay as damages caused by an "occurrence" under SECTION I - COVERAGE A, and for all medical expenses caused by accidents under SECTION I - COVERAGE C: 1. A separate Construction Project General Aggregate Limit applies to each construction project, and that lint is equal to the amount of the General Aggregate Limit shown in the Dedarations. 2. The Construction Project General Aggregate Lint is the most we will pay for the sum of all damages under COVERAGE A, except damages because of "bodily injury' or "property damage" included in the "products-completed operations hazard," and for medical expenses under COVERAGE C regardless of the number of: a Insureds; b. Claims made or"suits"brought;or c. Persons or organizations making claims or bringing"suits." 3. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the Construction Project General Aggregate Unit for that construction project. Such payments shall not reduce the General Aggregate Lint shown in the Dedarations nor shall they reduce any other Construction Project General Aggregate Unit for any other construction project. 4. The lints shown in the Dedarations for Each Occurrence, Fire Damage and Medical Expense continue to apply. However, instead of being subject to the General Aggregate Unit shown in the Dedarations, such lints will be subject to the applicable Construction Project General Aggregate Unit. GL-3084(10/19) -6- B. For all sums which cannot be attributed only to ongoing operations at a single construction project for which the insured becomes legally obligated to pay as damages caused by an "occurrence" under SECTION I - COVERAGE A, and for all medical expenses caused by accidents under SECTION I-COVERAGE C : 1. Any payments rirade under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products- Completed Cperations Aggregate Unit,whichever is applicable;and 2. Such payments shall not reduce any Construction Project General Aggregate Lint. C. Payments for damages because of "bodily injury' or "property damage" included in the "products- completed operations hazard" will reduce the Products-Completed Operations Aggregate Unit, and not reduce the General Aggregate Lint nor the Construction Project General Aggregate Lint. D. If a construction project has been abandoned, delayed, or abandoned and then restarted, or if the authorized contracting parties deviate from plans, blueprints, designs, specifications or timetables, the project will still be deemed to be the same construction project. E The provisions of SECTION III - UNITS OF INSURANCE not otherwise modified by this endorsement shall continue to be applicable. O. FELLOW EMPLOYEE COVERAGE Exclusion 2.e. Employers Liability of SECTION I, COVERAGE A, is deleted and replaced with the following: 2.e. "Bodily injury"to (1) An"employee"of the insured arising out of and in the course of: (a) Employment by the insured;or (b) Performing duties related to the conduct of the insured's business; or (2) The spouse, child, parent, brother or sister of that "employee" as a consequence of paragraph (1)above. This exdusion applies: (1) Whether the insured may be liable as an employer or in any other capacity;and (2) To any obligation to share damages with or repay someone else who must pay damages because of the injury. This exdusion does not apply to: (1) Liability assumed by the insured under an"insured contract";or (2) Liability arising from any action or omission of a co-"employee" while that co-"employee" is either in the course of his or her employment or performing duties related to the conduct of your business. Item 2.a.(1Xa) of SECTION II-WHO IS AN INSURED , is deleted and replaced with the following: 2.a.(1Xa) To you, to your partners or members (if you are a partnership or joint venture) or to your members (if you are a limited liability company), or to your 'Volunteer workers" while performing duties related to the conduct of your business. GL-3084(10/19) -7- P. PROPERTY DAMAGE LIABILITY-ELEVATORS "Property damage"liability is changed as follows: 1. Exclusions 2.j.(3) and 2.j.(4) of SECTION I,COVERAGE A , do not apply to the use of elevators. 2. The insurance afforded by reason of this provision is excess over any valid and collectible property insurance (including any deductible portion thereof) available to the insured whether primary, excess, contingent or on any other basis, and the OTHER INSURANCE condition is changed accordingly. O. CARE,CUSTODY OR CONTROL Exclusion 2.j.4 of SECTION I,COVERAGE A, is deleted and replaced with the following: 2.j.4 Personal property in the care, custody or control of the insured. However, for personal property in the care, custody or control of you or your"employees," this exdusion applies only to that portion of any IciSs in excess of$25,000 per occurrence,subject to the following terms and conditions; (a) The most that we will pay under this provision as an annual aggregate is$100,000, regardless of the number of occurrences. (b) This provision does not apply to "employee" owned property or any property that is missing where there is not physical evidence to show what happened to the property. (c) The aggregate limit for this coverage provision is part of the General Aggregate Limit and SECTION III-UNITS OF INSURANCE is changed accordingly. (d) In the event of damage to or destruction of property covered by this exception, you shall, if requested by us, replace the property or furnish the labor and materials necessary for repairs thereto, at actual cost to you, exdusive of prospective profit or overhead charges of any nature. (e) $2,500 shall be deducted from the total amount of all sums you became obligated to pay as damages on account of damage to or destruction of all property of each person or organization, induding the loss of use of that property, as a result of each "occurrence." Our limit of liability under the endorsement as being applicable to each "occurrence" shall be reduced by the amount of the deductible indicated above; however, our aggregate limit of liability under this provision shall not be reduced by the amount of such deductible. The conditions of the policy, induding those with respect to duties in the event of "occurrence," claims or "suit" apply irrespective of the application of the deductible amount. We may pay any part or all of the deductible amount to effect settlement of any claim or"suit" and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as has been paid by us. R CONCRETE REWORK LABOR REIMBURSEIVE T COVERAGE As it applies to this coverage, SECTION I-COVERAGE A is amended as follows: 1. Insuring Agreement is deleted and replaced by the following: We will reimburse you for your direct labor expense associated with your "concrete rework" which was performed by you during the policy period due to the original "concrete product' failing to meet contractual specifications as ordered for the job or accepted industry standards for its specific intended use, verified by testing by an ASTM (American Society of Testing & Materials) accredited independent testing agency. GL-3084(10/19) -8- 2. Exdusions, is deleted and replaced by the following: The insurance provided by this endorsement does not apply to: a. "Cosmetic Defects" b. Loss of use c. Changes to the "concrete product" contractual specifications not acknowledged by the named insured in writing prior to the beginning of the job d. "Lass"arising from the"subsidence"of land e. "Lass" arising from work performed on your behalf by a subcontractor, except for the supply of the"concrete product" f. Cost of materials used in the installation of the"concrete product"or"concrete rework" g. Damages or "loss" that is covered by a Property or Inland Marine coverage form for your financial interest in your project and structures h. "Lass" unless the "concrete rework" is completed within one year from the completion of the original "concrete product"installation performed by you i. "Loss"caused by the failure to order the"concrete product"as required: a. In the contractual specifications; or b. By accepted industry standards for its specific intended use j. "Loss"expected or intended from the standpoint of the insured k. "Concrete product"supplied by you SEC11ON III-UINTS OF INSURANCE is amended to include the following: 1. The Lirrits of Insurance as shown and the rules below fix the most we will pay regardless of the number of a. Insureds covered under this insurance; b. "Concrete rework"projects to which this insurance applies. "Concrete Rework" Project Limit $50,000 "Concrete Rework" Policy Aggregate Limits $50,000 "Concrete Rework" Deductible $ 1,000 2. The "Concrete Rework" Project Limit shown above is the must we will reimburse you for your direct labor expense arising out of any single"concrete rework"project. 3. Subject to 2. above, the"Concrete Rework" Policy Aggregate Limit shown above is the most we will reimburse you for your direct labor expen.cs for the sum of all "concrete rework"projects. GL-3084(10/19) -9- 4. The "Concrete Rework" Project Limit and the "Concrete Rework" Policy Aggregate Limits shall be induded within and not be in addition to the General Aggregate Limit or the Products-Completed Operations Aggregate Unit (whichever applies), as stated in the declarations and as described in SECTION III-UNITS OF INSURANCE . 5. Our obligation to reimburse you applies only to the amount of your direct labor expense in excess of the "Concrete Rework" Deductible stated above. This deductible shall apply separately to each "concrete rework"project. The Lints of Insurance of this coverage apply separately to each consecutive annual period and to any remaining period of lass than 12 months, starting with either the beginning of the policy period shown in the Dedarations, or the effective date of the endorsement, whichever is lass. If the policy period is extended after issuance for an additional period of less than 12 months the additional period will be deemed part of the preceding period for purposes of determining the Lints of Insurance. SECTION IV-CONNERCIAL GENERAL LJABILITY CONDITIONS is amended as follows: Item 2. Duties in The Event Of Occurrence, Offense, Claim Or Suit is deleted and replaced by the following: 2. Duties in The Event Of Occurrence, Offense, Claim Or Suit a. You must see to it that we are notified prior to completing the "concrete rework" which may result in labor reimbursement. Notice should indude: (1) How,when and where the incident took place; (2) The names and addresses of any witnesses,and (3) The estimated labor expense for the"concrete rework" b. You must promptly take all steps to minimize the expenses involved. c. You must cooperate with us and upon request, assist in enforcing any right of contribution or indemnity against any person or organization. d. You must provide us with proof of lass and any other required documents within 60 days of our request. You must also permit us to examine and copy any of your books and records at any reasonable time. You, your "employees" and your agents must, if we require you to, submit to examination under oath at such times as may be required, and sign a copy of the examination. e. No insureds will, except at their own cost, assume any obligation, or incur any expense without our consent. SECTION V-DEFINITIONS is arrended to add the following: "Concrete rework"means the alteration, repair, removal or replacement of a"concrete product" "Concrete product" means any product you directly install consisting of concrete,cement,sand, mortar nix or related materials "Cosmetic defects" means a superficial or surface defect that does not affect the structural integrity of the "concrete product" "Loss" rreans your direct labor expense associated with a"concrete rework"project GL-3084(10/19) -10- "Subsidence"means earth movement, induding but not limited to: a. Landslide; b. Mud flow, c. Earth sinking; d. Earth rising; a Collapse or movement of fill; f. Improper compaction; g. Earth settling,slipping,falling away,caving in, eroding,tilting or shifting; h. Earthquake;or I. Any other movement of land or earth. S. LOST KEY COVERAGE As it applies to this coverage, SECTION I,COVERAGE A, is amended to include as follows: We will pay those sums, subject to the limits of liability and deductible stated herein, that you become legally obligated to pay as damages due to the loss or mysterious disappearance of keys entrusted to or in the care, custody or control of you or your "employees" or anyone acting on your behalf. The damages covered by this endorsement are limited to the: 1. Actual cost of the keys; 2. Cost to adjust locks to accept new keys; or 3. Cost of new locks, if required, induding the cost of installation. Item 2.Exclusions of SECTION I,COVERAGE A , is amended to indude the following: 1. Keys owned by any insured, employees of any insured, or anyone acting on behalf of any insured. 2. Any resulting loss of use from the loss or mysterious disappearance of keys;or 3. Any of the following acts by any insured, employees of any insured, or anyone acting on behalf of any insureds: a. Misappropriation; b. Concealment; c. Conversion; d. Fraud; or e. Dishonesty Exclusions 2.j.(3)and 2.j.(4)of SECTION I,COVERAGE A do not apply to Lost Key Coverage. GL-3084(10/19) -11- SECTION III-UNITS OF INSURANCE is amended to include the following: 1. The Lost Key Coverage Occurrence Limit shown below is the most we will pay for each occurrence for damages for Lost Key Coverage provided in this endorsement. 2. The Lost Key Coverage Policy Aggregate Limit shown below is the most we will pay for all occurrences covered by this endorsement during the policy period. Lost Key Coverage Occurrence Limit $50,000 Lost Key Coverage Policy Aggregate Limit $50,000 Lost Key Coverage Deductible $ 1,000 3. The Lost Key Coverage Policy Aggregate Limit shall be included within and not be in addition to the General Aggregate Limit or the Products-Completed Operations Aggregate Unit (whichever applies), as stated in the declarations and as described in SECTION III-UNITS OF INSURANCE . Our obligation under this coverage to pay damages on your behalf applies only to the amount of damages in excess of the Lost Key Coverage Deductible stated above. The deductible applies on an"occurrence" basis. We may pay any part or all of the deductible amount to effect settlement of any claim or"suit' and, upon notification of the action taken, you shall promptly reimburse us for such part of the deductible amount as has been paid by us. T. ELECTRONIC DATA LIABILTY COVERAGE A Exdusion 2.p. of COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABILITY in SECTION I—COVERAGES is replaced by the following: 2.Exclusions This insurance does not apply to: p. Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability Damages arising out of: (1) Any access to or disdosure of any person's or organization's confidential or personal information, induding patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information;or (2) The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate"electronic data'that does not result from physical injury to tangible property This exdusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of that which is described in Paragraph(1)or(2)above. However, unless Paragraph (1) above applies, this exclusion does not apply to damages because of"bodily injury'. GL-3084(10/19) -12- B. The following is added to Paragraph 2. EXCLUSIONS of SECTION I —COVERAGE B—PERSONAL AND ADVERTISING INJURY LIABILITY: 2.Exclusions This insurance does not apply to: Access Or Disclosure Of Confidential Or Personal Information "Personal and advertising injury" arising out of any access to or disdosure of any person's or organization's confidential or personal information, induding patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information. This exdusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses or any other loss, cost or expense incurred by you or others arising out of any access to or disdosure of any person's or organization's confidential or personal information. C.The following definition is added to SECTION V—DEFINITIONS : "Electronic data" means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software (including systems and applications software), hard or floppy disks, CD-ROMS, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. D. For the purposcs of this coverage, the definition of `property damage" in SECTION V — DEFlNTIONS is replaced by the following: "Property damage"means: a. Physical injury to tangible property, induding all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; b. Lass of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the"occurrence"that caused it;or c. Lass of, loss of use of, damage to, corruption of, inability to access, or inability to properly manipulate "electronic data", resulting from physical injury to tangible property. All such loss of"electronic data"shall be deemed to occur at the time of the"occurrence"that caused it. For the purposes of this insurance, "electronic data"is not tangible property. U. CONSOLIDATED INSURANCE PROGRAM RESIDUAL LIABILITY COVERAGE With respect to"bodily injury', `property damage", or 'personal and advertising injury' arising out of your ongoing operations; or operations included within the"products-completed operations hazard',the policy to which this coverage is attached shall apply as excess insurance over coverage available to`you' under a Consolidated Insurance Program (such as an Owner Controlled Insurance Program or Contractors Controlled Insurance Program). Coverage afforded by this endorsement does not apply to any Consolidated Insurance Program involving a "residential project' or any deductible or insured retention, specified in the Consolidated Insurance Program. GL-3084(10/19) -13- The following is added to Section V—Definitions: "Residential project" means any project where 30%or more of the total square foot area of the structures on the project is used or is intended to be used for human residency. This indudes but is not lirrited to single or multifamily housing, apartments, condominiums, townhouses, co-operatives or planned unit developments and appurtenant structures (including pools, hot tubs, detached garages, guest houses or any similar structures). A"residential project" does not indude military owned housing, college/university owned housing or dormitories, long term care facilities, hotels, motels, hospitals or prisons. All other terms, provisions, exdusions and limitations of this policy apply. V. AUTOMATIC ADDITIONAL INSUREDS-MANAGERS OR LESSORS OF PREMISFS SECTION II—WHO IS AN INSURED is amended to include: Any person or organization with whom you agree in a written contract or written agreement to name as an additional insured but only with respect to liability arising out of the ownership, maintenance or use of that part of the premises, designated in the written contract or written agreement, that is leased to you and subject to the following additional exdusions: This insurance does not apply to: 1. Any`occurrence"which takes place after you cease to be a tenant in that prerris .s. 2. Structural alterations, new construction or demolition operations performed by or on behalf of the additional insured listed in the written contract or written agreement. This insurance is excess of all other insurance available to the additional insured,whether primary,excess, contingent or on any other basis, unless the written contract requires this insurance to be primary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Dedarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance will be excess. W. AUTOMATIC ADDITIONAL INSUREDS - STATE OR GOVERNMENTAL AGENCY OR POLITICAL SUBDIVISIONS—PERMITS OR AUTHORIZATIONS SECTION II — WHO IS AN INSURED is amended to indude any state or governmental agency or subdivision or political subdivision with whom you are required by written contract, ordinance, law or building code to name as an additional insured subject to the following provisions: This insurance applies only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. This insurance does not apply to: a. "Bodily injury, "property damage" or "personal and advertising injury arising out of operations performed for the federal government,state or municipality;or b. "Bodily injury or"property damage"included within the"products-completed operations hazard'. This insurance is excess of all other insurance available to the additional insured,whether primary,excess, contingent or on any other basis, unless the written contract requires this insurance to be primary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Dedarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance will be excess. GL-3084(10/19) -14- X. CONTRACTORS AUTOMATIC ADDITIONAL INSURED COVERAGE—COMPLETED OPERATIONS SECTION II — WHO IS AN INSURED is amended to indude as an additional insured any person or organization who is required by written contract to be an additional insured on your policy for completed operations, but only with respect to liability for "bodily injury or "property damage" caused, in whole or in part, by "your work" at the project designated in the contract, performed for that additional insured and induded in the"products-completed operations hazard". This insurance is excess of all other insurance available to the additional insured,whether primary, excess, contingent or on any other basis, unless the written contract requires this insurance to be primary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Declarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance will be excess. Y. ADDITIONAL INSURED—EN(NEERS,ARCHITECTS OR SURVEYORS SECTION II — WHO IS AN INSURED is amended to include as an additional insured any architect, engineer or surveyor who is required by written contract to be an additional insured on your policy, but only with respect to liability for"bodily injury, "property damage" or"personal and advertising injury' caused, in Mole or in part, by: 1. Your acts or orrissions;or 2. The acts or omissions of those acting on your behalf; in the performance of your ongoing operations performed by you or on your behalf. This includes such architect, engineer or surveyor, who may not be engaged by you, but is contractually required to be added as an additional insured to your policy. With respect to the insurance afforded to thcsc additional insureds, the following additional exdusion applies: This insurance does not apply to "bodily injury', "property damage" or "personal and advertising injury' arising out of the rendering of or the failure to render any professional services, including: 1. The preparing, approving, or failing to prepare or approve maps, drawings, opinions, reports, surveys,change orders, designs or specifications; or 2. Supervisory, inspection or engineering services. This insurance is excess of all other insurance available to the additional insured, whether primary,excss, contingent or on any other basis, unless the written contract requires this insurance to be pririvary. In that event, this insurance will be primary relative to insurance policy(s) which designate the additional insured as a Named Insured in the Declarations and we will not require contribution from such insurance if the written contract also requires that this insurance be non-contributory. But with respect to all other insurance under which the additional insured qualifies as an insured or additional insured, this insurance will be excess. GL-3084(10/19) -15- BITCO GENERAL INSURANCE CORPORATION BITCO NATIONAL INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BROADENED COVERAGE-AUTOMOBILES The following modifies insurance provided under: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. 1 - Broad Form Named Insured 11 - Bodily Injury Extension 2 - Automatic Waiver of Subrogation 12 - Hired Auto Physical Damage 3 - Automatic Additional Insured 13 - Enhanced Supplementary Payments 4 - Primary and Noncontributory-Other 14 - Fellow Employee Coverage for Designated Insurance Condition Positions 5- Unintentional Failure to Disclose Hazards 15- Physical Damage—Transportation Expenses 6- Extended Notice of Cancellation, 16 - Rental Reimbursement Coverage Non-Renewal 7- When We Do Not Renew 17 - Loan/Lease Gap Coverage 8- Notice of Knowledge of Accident or Loss 18 - Accidental Air Bag Discharge Coverage 9 - Employees as Insured 19 - Glass Repair—Waiver of Deductible 10- Employee Hired Autos 1. BROAD FORM NAMED INSURED SECTION II.A. 1. -WHO IS AN INSURED- Paragraph d. is added: d. Any organization you newly acquire or form, except for a partnership, joint venture or limited liability company, and over which you maintain majority ownership or interest (51% or more) or for which you have assumed the active management, will qualify as a Named Insured if there is no other similar insurance available to that organization. However, coverage under this provision is only afforded until the end of the policy period or the 12-month anniversary of the policy inception date, whichever is earlier. 2. AUTOMATIC WAIVER OF SUBROGATION Section IV — Business Auto Conditions, Paragraph A.S., Transfer of Rights of Recovery Against Others to Us, is deleted and replaced with the following: a. If the insured has rights to recover all or part of any payment we have made under this Coverage Form, those rights are transferred to us. The insured must do nothing after loss to impair those rights. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. b. If required by a written contract executed prior to loss, we waive any right of recovery we may have against any person or organization because of payments we make for damages under this coverage form. AP-0401 (10/17) -1- 3. AUTOMATIC ADDITIONAL INSURED SECTION II —WHO IS AN INSURED, Paragraph A.1, is amended to include as an "insured" any person or organization who is required by written contract or agreement to be an additional insured on your policy, but only with respect to liability arising out of operations performed by you or on your behalf for the additional insured. 4. PRIMARY AND NONCONTRIBUTORY-OTHER INSURANCE CONDITION The following is added to the Other Insurance Condition in the Business Auto Coverage Form and the Other Insurance - Primary And Excess Insurance Provisions in the Motor Carrier Coverage Form and supersedes any provision to the contrary: This Coverage Form's Covered Autos Liability Coverage is primary to and will not seek contribution from any other insurance available to an "insured" under your policy provided that: 1. Such "insured" is a Named Insured under such other insurance; and 2. You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to such "insured". 5. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS Although we relied on your representations as to existing and past hazards, if unintentionally you should fail to disclose all such hazards at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. 6. EXTENDED NOTICE OF CANCELLATION, NON-RENEWAL The COMMON POLICY CONDITIONS, Item A.2.b. is deleted and replaced with the following: A.2.b.60 days before the effective date of the cancellation if we cancel for any other reason. 7. WHEN WE DO NOT RENEW SECTION IV—BUSINESS AUTO CONDITIONS, is amended to add Item B.9.: a. If we choose to nonrenew this policy, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 60 days before the expiration date. b. If we do not give notice of our intent to nonrenew as prescribed in a. above, it is agreed that you may extend the period of this policy for a maximum additional sixty (60) days from its scheduled expiration date. Where not otherwise prohibited by law, the existing terms, conditions and rates will remain in effect during that extension period. It is further agreed that so long as it is not otherwise prohibited by law, this one-time sixty-day extension is the sole remedy and liquidated damages available to the insured as a result of our failure to give the notice as prescribed in 9. a. above. 8. NOTICE OF KNOWLEDGE OF ACCIDENT OR LOSS SECTION IV - BUSINESS AUTO CONDITIONS, Item A.2.a. is deleted and replaced with the following: 2. Duties in the Event of Accident,Claim Suit or Loss: a. You must see to it that we are notified of an "accident", "claim", "suit" or "loss" which may result in a claim as soon as practicable after the"occurrence" has been reported to you, a partner, a member, an officer, or an employee designated to give notice to us. Notice should include: AP-0401 (10/17) -2- (1) How, when and where the "accident"or"loss"occurred; (2) The"insured's" name and address; and (3) To the extent possible, the names and addresses of any injured persons and witnesses. 9. EMPLOYEES AS INSURED The following is added to the Section II -Covered Autos Liability Coverage, Paragraph A.1. Who Is An Insured provision: Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. 10. EMPLOYEE HIRED AUTOS A. Changes In Covered Autos Liability Coverage The following is added to the Who Is An Insured Provision: An "employee" of yours is an "insured" while operating an "auto" hired or rented under a contract or agreement in an "employee's" name, with your permission, while performing duties related to the conduct of your business. B. Changes In General Conditions Paragraph 5.b. of the Other Insurance Condition in the Business Auto Coverage Form and Paragraph 5.f. of the Other Insurance - Primary And Excess Insurance Provisions Condition in the Motor Carrier Coverage Form are replaced by the following: For Hired Auto Physical Damage Coverage, the following are deemed to be covered "autos" you own: 1. Any covered "auto"you lease, hire, rent or borrow; and 2. Any covered "auto" hired or rented by your "employee" under a contract in an "employee's" name,with your permission, while performing duties related to the conduct of your business. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto". 11. BODILY INJURY EXTENSION SECTION V-DEFINITIONS, Paragraph C. is deleted and replaced by the following: C. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these, at any time. Mental anguish means any type of mental or emotional illness or disease. 12. HIRED AUTO PHYSICAL DAMAGE SECTION III.A.4. - Coverage Extensions - Paragraph c. is added: c. Hired Auto Physical Damage If Comprehensive, Specified Causes of Loss or Collision coverage is provided under this policy, then Hired Auto Physical Damage is provided for that coverage part subject to the following: AP-0401 (10/17) -3- (1) The most we will pay for any one "accident" or "loss" under this Hired Auto Physical Damage Coverage is the lesser of: (a) The any one"Accident"or"Loss"amount of$100,000; (b) The actual cash value; or (c) Cost of repair. Our obligation to pay for a loss in c.(1) above will be reduced by a deductible. The deductible will be equal to the largest deductible applicable to any owned "auto"for that coverage. The deductible will be waived for"loss"caused by fire or lightning. (2) Subject to paragraph c.(1). above, we will provide coverage equal to the broadest physical damage coverage applicable to any covered "auto"shown in the declarations. (3) When you are required by written contract to indemnify a lessor for actual financial loss because of loss of use of a hired"auto" resulting from a covered "accident"or"loss", we will cover that financial loss subject to the limit specified in paragraph c.(1). 13. ENHANCED SUPPLEMENTARY PAYMENTS SECTION II.A.2.a. COVERAGE EXTENSIONS, Supplementary Payments (2) and (4) are replaced by the following: (2) Up to $2,500 for the cost of bail bonds (including bonds for related traffic laws violations) required because of an "accident"we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to$350 a day because of time off from work. 14. FELLOW EMPLOYEE COVERAGE FOR DESIGNATED POSITIONS The Fellow Employee Exclusion contained in Section II.B.5. does not apply to the following positions or job titles: foreman, supervisor, manager, officer, partner or other senior level "employee". Coverage is excess over all other collectible insurance. 15. PHYSICAL DAMAGE-TRANSPORTATION EXPENSES SECTION III.A.4.a.Transportation Expenses is replaced by the following: a. Transportation Expenses We will pay up to $50 per day to a maximum of $1,500 for temporary transportation expense incurred by you because of the total theft of a covered "auto". We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Cause of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expirations, when the covered"auto" is returned to use or we pay for its"loss". For autos provided with temporary transportation expense, the following physical damage coverage will apply: (1) The most we will pay for any one"accident"or"loss"under the temporary transportation expense physical damage coverage is the lessor of: (a) The any one"Accident"or"Loss"amount of$100,000; (b) The actual cash value; or AP-0401 (10/17) -4- (c) Cost of repair. Our obligation to pay for a loss in a.(1) above will be reduced by a deductible. The deductible will be equal to the largest deductible applicable to any owned "auto" for that coverage. The deductible will be waived for"loss"caused by fire or lightning. (2) Subject to paragraph a.(1). above, we will provide coverage equal to the broadest physical damage coverage applicable to any covered "auto"shown in the declarations. (3) When you are required by written contract to indemnify a lessor for actual financial loss because of loss of use of a hired "auto" resulting from a covered "accident" or"loss", we will cover that financial loss subject to the limit specified in paragraph a.(1). 16. RENTAL REIMBURSEMENT COVERAGE SECTION III.A.4. -Coverage Extensions -Paragraph d. is added. d. If you carry Comprehensive, Specified Causes of Loss or Collision coverage for the damaged covered "auto" as provided under this policy, then Rental Reimbursement Coverage is provided for that coverage part subject to the following: 1. We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of "loss" other than theft, to a covered "auto". Payment applies in addition to the otherwise applicable amount of each coverage you have on a covered "auto". No deductibles apply to this coverage. 2. We will only pay for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the policy's expiration, with the lesser of the following number of days: (a) The number of days reasonably required to repair or replace the covered "auto"; or, (b) 30 days. (c) Our payment is limited to the lesser of the following amounts: (1) Necessary and actual expenses incurred; or (2) $50 per day. 17. LOAN/LEASE GAP COVERAGE Physical Damage Coverage is amended by the addition of the following: In the event of a total "loss" to a covered "auto", we will pay your additional legal obligation for any difference between the actual cash value of the "auto" at the time of the loss and the "outstanding balance" of the loan/lease, not to exceed $2,500 for any one vehicle or $25,000 annually in aggregate. For the purposes of this endorsement, "outstanding balance" means the amount you owe on the loan/lease at the time of loss less any amounts representing taxes, overdue payments, penalties, interest or charges resulting from overdue payments, additional mileage charges, excess wear and tear charges or lease termination fees, costs for extended warranties, credit Life Insurance; Health, Accident or Disability Insurance purchased with the loan or lease; and carry-over balances from previous loans or leases. 18. ACCIDENTAL AIR BAG DISCHARGE COVERAGE SECTION III.B.3.a - Exclusions. This exclusion does not apply to the accidental discharge of an air bag. AP-0401 (10/17) -5- 19. GLASS REPAIR-WAIVER OF DEDUCTIBLE SECTION III.D- Deductible is replaced with the following: For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations. Any Comprehensive Coverage deductible shown in the Declarations does not apply to "loss" caused by fire or lightning. The deductible does not apply to glass damage if the glass is repaired rather than replaced. AP-0401 (10/17) -6-