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7432568 Deed of Trust Grandview Acres 08/05/2025 10:24:39 AM 7432568 Recording Fee $309.50 Page 1 of 6 Deed Of Trust CITY OF SPOKANE VALLEY - ATTN: FINANCE DEPT. Spokane County Washington IIIIIIIIIIIIIIIII111111111111111111111111111111111111111111111111111111111111111111 When Recorded Return To: The City of Spokane Valley 10210 E. Sprague Ave. Spokane Valley,WA 99206 Attention: Finance Department DEED OF TRUST Grantor(Borrower): Reclaim Project Recovery Corp.,a Washington nonprofit corporation Beneficiary(Lender): City of Spokane Valley Grantee(Trustee): WFG National Title Company of Eastern WA Abbr.Legal Description: Grandview Acres EXC E32 FT L19 B8, SPOKANE COUNTY(full legal description on pages 1 and 2) Assessor's Tax Parcel No.: 45081.0632 Grant/Contract Number: 23-166(as amended by 23-166.01,.02&.03) THIS DEED OF TRUST is made this day of A-RC.t t s-r , 2025 between Reclaim Project Recovery Corp., a Washington Non-profit Corporation, whose mailing address is 1804 W. Broadway Ave., Spokane, Washington, 99201 ("Grantor"); WFG National Title Company of Eastern WA, whose mailing address is 25 W. Cataldo Ste B Spokane, WA 99201, as Trustee ("Trustee"); and the City of Spokane Valley, as Beneficiary ("Beneficiary"), whose address is 10210 E. Sprague Avenue Spokane Valley, WA 99206. 1. Grant. Grantor hereby bargains, sells and conveys to Trustee in Trust for the benefit of Beneficiary, with power of sale the real property located in Spokane County, Washington described as: Lot 19,Block 8, Grandview Acres, according to the plat thereof,recorded in Volume K of Plats, Page 12,records of Spokane County, EXCEPT that part thereof described as follows: Beginning at the most Northerly corner of said Lot 19; Thence southeasterly along the Northeasterly line to the most Easterly corner of said Lot; Thence southwesterly along the southeasterly line of said lot, 32 feet; Thence Northwesterly on a line parallel with the Northeasterly line of said Lot to a point in the Northwesterly line of said Lot; Thence Northeasterly along the Northwesterly line of said lot, 32 feet to the Place of Beginning; • Situate in the City of Spokane Valley, County of Spokane, State of Washington. (the "Property") together with all tenements, privileges, reversions, remainders, irrigation and water rights and stock, oil and gas rights, royalties, minerals and mineral rights, hereditaments and appurtenances belonging or in any way pertaining to the Property, and the rents issues and profits thereof. Said Property is not used principally, or at all, for agricultural or fanning purposes. 2. Obligations Secured. This Deed of Trust is given for the purpose of securing Grantor's performance of each agreement, term and condition set forth in this Deed of Trust, and also in the City of Spokane Valey Grant Agreement Contract#23-166 between Grantor and Beneficiary, their successors or assigns, as now or hereafter amended(the "Contract"), which is hereby incorporated by reference herein, including payment by Grantor to Beneficiary in the amount of up to Six Hundred Thousand and 00/100 dollars($600,000.00) in accordance with the terms of said Contract. 3. Protection of Security. To protect the security of this Deed of Trust,Grantor covenants and agrees: 3.1. To keep the Property in good condition and repair; to permit no waste thereof; to complete any building, structure or improvement thereon which may be damaged or destroyed; and to comply with all laws, ordinances, conditions and restrictions affecting the Property. 3.2. To pay before delinquent all lawful taxes and assessments upon the Property; to keep the Property free and clear of all other charges, liens, or encumbrances impairing the security of this Deed of Trust. 3.3. To keep all buildings now or hereafter on the Property continuously insured against loss by fire or other hazards in an amount not less than the replacement cost of the Property. The amount collected under any insurance policy may be applied upon any indebtedness hereby secured in such order as the Beneficiary shall determine, subject to the rights of any senior lien-holder. Such application by the Beneficiary shall not cause discontinuance of any proceedings to foreclose this Deed of Trust. In the event of foreclosure, and subject to the rights of the Beneficiary or beneficiaries of any senior deed of trust, all rights of Grantor in insurance policies then in force shall pass to the purchaser at the foreclosure sale. 3.4. To defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee, and to pay all costs and expenses, including cost of title search and attorney's fees in a reasonable amount, in any such proceeding, and in any suit brought by Beneficiary to foreclose this Deed of Trust. 3.5. To pay all costs, fees and expenses in connection with this Deed of Trust, 2 including the expenses of the Trustee incurred in enforcing the obligation secured hereby and Trustee's and attorney's fees actually incurred, as provided by statute. 3.6. Should Grantor fail to pay when due any taxes, assessments, insurance premiums, liens, encumbrances or other charges against the Property, Beneficiary may, but shall not be obligated, to pay the same, and the amount so paid shall be added to and become a part of the debt secured by this Deed of Trust. The payment of such sums by Beneficiary and addition of the amount thereof to the principal balance secured hereby shall not constitute a waiver of the default. 4. General Conditions. The parties hereto agree that: 4.1. In the event of any fire or other casualty to the Property or eminent domain proceedings resulting in condemnation of the Property or any part thereof, Grantor shall have the right to rebuild the Property, and to use all available insurance or condemnation proceeds therefore, provided that (a) such proceeds are sufficient to rebuild the Property in a manner that provides adequate security to the Beneficiary for repayment of Grantor's obligations, or if such proceeds are insufficient to provide adequate security, then Grantor has funded any deficiency, (b) Beneficiary shall have the right to approve plans and specifications for any major rebuilding and the right to approve disbursements of insurance or condemnation proceeds for rebuilding under a construction escrow or similar arrangement, and such approval shall not be unreasonably withheld, and (c) no material default then exists under this Deed of Trust or the Contract. 4.2. By accepting payment of any sum secured hereby after its due date, Beneficiary does not waive its right to require prompt payment when due of all other sums so secured or to declare default for failure to so pay. 4.3. The Trustee shall reconvey all or any part of the Property covered by this Deed of Trust to the person entitled thereto on written request of the Grantor and the Beneficiary, or upon satisfaction of the obligations secured and written request for reconveyance made by the Beneficiary or the person entitled thereto. 4.4. Upon default by Grantor(s) in the payment of any indebtedness secured by this Deed of Trust or in the performance of any agreement contained in this Deed of Trust, all sums secured hereby shall immediately become due and payable at the option of the Beneficiary subject to any cure period provided in the Contract secured by this Deed of Trust. In such event and upon written request of Beneficiary, Trustee shall sell the trust property, in accordance with the Deed of Trust Act of the State of Washington, at public auction to the highest bidder. Any person except Trustee may bid at Trustee's sale. Trustee shall apply the proceeds of the sale as follows: (1)to the expense of the sale, including a reasonable Trustee's fee and attorney's fee; (2)to the obligation secured by this Deed of 3 Trust; and(3) the surplus, if any, shall be distributed to the persons entitled thereto. 4.5. A Trustee shall deliver to the purchaser at the sale its deed,without warranty, which shall convey to the purchaser the interest in the Property which Grantor had or had the power to convey at the time of the execution of this Deed of Trust,and such as Grantor may have acquired thereafter.Trustee's deed shall recite the facts showing that the sale was conducted in compliance with all the requirements of law and of this Deed of Trust,which recital shall be prima facie evidence of such compliance and conclusive evidence thereof in favor of a bona fide purchaser for value. 4.6. The power of sale conferred by this Deed of Trust and by the Deed of Trust Act of the State of Washington is not an exclusive remedy;Beneficiary may cause this Deed of Trust to be foreclosed as a mortgage to the extent not prohibited by applicable law. 4.7. In the event of the death, incapacity,disability,or resignation of Trustee,or at the discretion of the Beneficiary,Beneficiary may appoint in writing a successor trustee,and upon the recording of such appointment in the mortgage records of the county in which this Deed of Trust is recorded,the successor trustee shall be vested with all powers of the original trustee. The trustee is not obligated to notify any party hereto of pending sale under any other Deed of Trust or of an action or proceeding in which Grantor(s),Trustee,or Beneficiary shall be a party unless such action or proceeding is brought by the Trustee. 4.8. This Deed of Trust applies to,inures to the benefit of,and binds all parties hereto and their successors and assigns. The terms "Grantor," "Trustee," and "Beneficiary" include their successors and assigns. 5. Acceleration.If without Beneficiary's prior written consent,all or any part of the Property or any interest in it is not used as required in the Contract, or Grantor does not meet the milestone deadlines identified in the Contract,then Beneficiary may,at its option,require immediate payment in full of all sums secured by this Deed of Trust. However,this option shall not be exercised by Beneficiary if exercise is prohibited by federal law as of the date of this Deed of Trust. If Beneficiary exercises this option, Beneficiary shall give Grantor notice of acceleration. The notice shall provide a period of not less than thirty(30)days from the date the notice is delivered or mailed within which Grantor must pay all sums secured by this Deed of Trust. If Grantor fails to pay these sums prior to the expiration of this period,Beneficiary may invoke any remedies permitted by this Deed of Trust without further notice or demand on Grantor. [SIGNATURE AND NOTARY PAGE FOLLOWS] 4 IN WITNESS WHEREOF,the undersigned have caused this instrument to be executed on this day of Aldo US i ,2025. Grantor: Reclaim Project Recovery Corp., Beneficiary: City of Spokane Valley By:lelk gik Oki By: l2�/7 Printed Name: t-r v‘ i lak-\ Printed Name: ,?thew hrtawwo.✓ , Its: gj vvP',>5 �LC t V�r�yvl Its: 4-,r y ew4►✓4G STATE OF WASHINGTON ) )ss. County of Spokane ) On this'day of vi}id.S C� 2025 before me, the undersigned, a Notary Public in and for the State of Washington,duly commissioned and sworn,personally appeared td/J ALl f,t to me known to be the uSi As Mq,ntP-6 of Reclaim Project Recovery Corp., the nonprofit organization that executed the foregoing instrument, and acknowledged the instrument to be the free and voluntary act and deed of the corporation,for the uses and purposes therein mentioned,and on oath stated that he is authorized to execute the instrument. WITNESS nwttgatlificial seal hereto a the day and year i 's certificate above written ��'At stop"'' 's'+//ii4 Jv_4�s • NO RY PUB in nd for the State of S * a°TA4di 1 I% 'Z Was ington,residing at /-4 tJfr ( 'j, £Jf1 y"24023457 's My commission expires: '7 - -9 8 i N�'i Avet`° = 2 = k Lt E ►tit.L �d ++++��0 .A Printed Name STATE OF WASHI1 TQ`\‘‘, ) )ss. County of Spokane ) GG� On this?day of AAR 6.411-sr 2025 before me, the undersigned, a Notary Public in and for the State of Washington,duly commissioned and sworn,personally appeared oL-(44 t-/a l,a1A" to me known to be the Cttly MA-141 C ?t. of the City of Spokane Valley, the municipal corporation that executed the foregoing instrument,and acknowledged the instrument to be the free and voluntary act and deed of the corporation, for the uses and purposes therein mentioned,and on oath stated that he is authorized to execute the instrument. WITNESS my hand and official seal hereto affixed the day and year in this ce ificate above written. ••‘‘‘"1111 �.�`��YERB LF / y tOt h/44, i� NO RY PUBLIC, n and for the State of Pgr-ip Deli Washington,residing at SPBKA�f UA-L-6y cIA a i Myt commission expires: 1—q 24023457 . IULI E r)t yEY2S - LE -1/W AOB =1 FAO r _ Printed Name " WAste`.� 5 'I1ItI1NM\‘‘‘�`�. REOUEST FOR FULL RECONVEY ANCE TO BE USED ONLY WHEN ALL OBLIGATIONS HAVE BEEN PAID AND ALL DUTIES PERFORMED UNDER THIS DEED OF TRUST. TO: TRUSTEE: The undersigned Beneficiary is the party entitled to the performance, benefits, duties, and payments under the City of Spokane Valey Grant Agreement Contract# 23-166, as amended by Contract#23-166.01, .02, and .03 or further amended thereafter, between Grantor and Beneficiary which is secured by this Deed of Trust and other legal documents. The obligations thus secured have been fully paid,duties performed and satisfied,and you are hereby requested and directed, on payment to you of any sums owing to you under the terms of said Deed of Trust, including Contingent Interest, to cancel evidence of indebtedness secured by said Deed of Trust delivered to you with said Deed of Trust, and to reconvey, without warranty, to the parties designated by the terms of said Deed of Trust, all the estate now held by you hereunder. Dated Name Title 6